LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,940
−HK$2,818/mo
▼ 0.25% · 3.875%
HK$46,338
−HK$1,420/mo
Today · 4.125%
HK$47,758
baseline
▲ 0.50% · 4.625%
HK$50,664
+HK$2,906/mo
Deposit HK$9.85M · loan HK$9.85M · min. income ≈ HK$95,516/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$739,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,996
−HK$2,701/mo
▼ 0.25% · 3.875%
HK$51,336
−HK$1,361/mo
Today · 4.125%
HK$52,697
baseline
▲ 0.50% · 4.625%
HK$55,474
+HK$2,777/mo
Deposit HK$9.85M · loan HK$9.85M · min. income ≈ HK$105,394/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$739,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,928
−HK$3,382/mo
▼ 0.25% · 3.875%
HK$55,606
−HK$1,704/mo
Today · 4.125%
HK$57,310
baseline
▲ 0.50% · 4.625%
HK$60,797
+HK$3,487/mo
Deposit HK$7.88M · loan HK$11.83M · min. income ≈ HK$114,620/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$739,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,995
−HK$3,241/mo
▼ 0.25% · 3.875%
HK$61,604
−HK$1,632/mo
Today · 4.125%
HK$63,236
baseline
▲ 0.50% · 4.625%
HK$66,569
+HK$3,333/mo
Deposit HK$7.88M · loan HK$11.83M · min. income ≈ HK$126,472/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$739,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,916
−HK$3,946/mo
▼ 0.25% · 3.875%
HK$64,873
−HK$1,989/mo
Today · 4.125%
HK$66,862
baseline
▲ 0.50% · 4.625%
HK$70,930
+HK$4,068/mo
Deposit HK$5.91M · loan HK$13.80M · min. income ≈ HK$133,724/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$739,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,994
−HK$3,781/mo
▼ 0.25% · 3.875%
HK$71,871
−HK$1,904/mo
Today · 4.125%
HK$73,775
baseline
▲ 0.50% · 4.625%
HK$77,664
+HK$3,889/mo
Deposit HK$5.91M · loan HK$13.80M · min. income ≈ HK$147,550/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$739,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,893
−HK$5,072/mo
▼ 0.25% · 3.875%
HK$83,409
−HK$2,556/mo
Today · 4.125%
HK$85,965
baseline
▲ 0.50% · 4.625%
HK$91,196
+HK$5,231/mo
Deposit HK$1.97M · loan HK$17.74M · min. income ≈ HK$171,930/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,992
−HK$4,862/mo
▼ 0.25% · 3.875%
HK$92,406
−HK$2,448/mo
Today · 4.125%
HK$94,854
baseline
▲ 0.50% · 4.625%
HK$99,854
+HK$5,000/mo
Deposit HK$1.97M · loan HK$17.74M · min. income ≈ HK$189,708/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,067 · Scale 2, in force from 26 Feb 2026)