LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,942
−HK$2,819/mo
▼ 0.25% · 3.875%
HK$46,340
−HK$1,421/mo
Today · 4.125%
HK$47,761
baseline
▲ 0.50% · 4.625%
HK$50,667
+HK$2,906/mo
Deposit HK$9.85M · loan HK$9.85M · min. income ≈ HK$95,522/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$739,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,998
−HK$2,701/mo
▼ 0.25% · 3.875%
HK$51,339
−HK$1,360/mo
Today · 4.125%
HK$52,699
baseline
▲ 0.50% · 4.625%
HK$55,477
+HK$2,778/mo
Deposit HK$9.85M · loan HK$9.85M · min. income ≈ HK$105,398/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$739,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,931
−HK$3,382/mo
▼ 0.25% · 3.875%
HK$55,608
−HK$1,705/mo
Today · 4.125%
HK$57,313
baseline
▲ 0.50% · 4.625%
HK$60,800
+HK$3,487/mo
Deposit HK$7.88M · loan HK$11.83M · min. income ≈ HK$114,626/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$739,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,998
−HK$3,241/mo
▼ 0.25% · 3.875%
HK$61,607
−HK$1,632/mo
Today · 4.125%
HK$63,239
baseline
▲ 0.50% · 4.625%
HK$66,572
+HK$3,333/mo
Deposit HK$7.88M · loan HK$11.83M · min. income ≈ HK$126,478/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$739,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,919
−HK$3,946/mo
▼ 0.25% · 3.875%
HK$64,876
−HK$1,989/mo
Today · 4.125%
HK$66,865
baseline
▲ 0.50% · 4.625%
HK$70,934
+HK$4,069/mo
Deposit HK$5.91M · loan HK$13.80M · min. income ≈ HK$133,730/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$739,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,997
−HK$3,782/mo
▼ 0.25% · 3.875%
HK$71,874
−HK$1,905/mo
Today · 4.125%
HK$73,779
baseline
▲ 0.50% · 4.625%
HK$77,668
+HK$3,889/mo
Deposit HK$5.91M · loan HK$13.80M · min. income ≈ HK$147,558/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$739,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,896
−HK$5,073/mo
▼ 0.25% · 3.875%
HK$83,413
−HK$2,556/mo
Today · 4.125%
HK$85,969
baseline
▲ 0.50% · 4.625%
HK$91,200
+HK$5,231/mo
Deposit HK$1.97M · loan HK$17.74M · min. income ≈ HK$171,938/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,996
−HK$4,863/mo
▼ 0.25% · 3.875%
HK$92,410
−HK$2,449/mo
Today · 4.125%
HK$94,859
baseline
▲ 0.50% · 4.625%
HK$99,859
+HK$5,000/mo
Deposit HK$1.97M · loan HK$17.74M · min. income ≈ HK$189,718/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,101 · Scale 2, in force from 26 Feb 2026)