LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,943
−HK$2,818/mo
▼ 0.25% · 3.875%
HK$46,341
−HK$1,420/mo
Today · 4.125%
HK$47,761
baseline
▲ 0.50% · 4.625%
HK$50,668
+HK$2,907/mo
Deposit HK$9.85M · loan HK$9.85M · min. income ≈ HK$95,522/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$739,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,999
−HK$2,701/mo
▼ 0.25% · 3.875%
HK$51,340
−HK$1,360/mo
Today · 4.125%
HK$52,700
baseline
▲ 0.50% · 4.625%
HK$55,478
+HK$2,778/mo
Deposit HK$9.85M · loan HK$9.85M · min. income ≈ HK$105,400/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$739,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,932
−HK$3,382/mo
▼ 0.25% · 3.875%
HK$55,609
−HK$1,705/mo
Today · 4.125%
HK$57,314
baseline
▲ 0.50% · 4.625%
HK$60,801
+HK$3,487/mo
Deposit HK$7.88M · loan HK$11.83M · min. income ≈ HK$114,628/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$739,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,999
−HK$3,241/mo
▼ 0.25% · 3.875%
HK$61,608
−HK$1,632/mo
Today · 4.125%
HK$63,240
baseline
▲ 0.50% · 4.625%
HK$66,574
+HK$3,334/mo
Deposit HK$7.88M · loan HK$11.83M · min. income ≈ HK$126,480/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$739,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,920
−HK$3,946/mo
▼ 0.25% · 3.875%
HK$64,878
−HK$1,988/mo
Today · 4.125%
HK$66,866
baseline
▲ 0.50% · 4.625%
HK$70,935
+HK$4,069/mo
Deposit HK$5.91M · loan HK$13.80M · min. income ≈ HK$133,732/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$739,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,998
−HK$3,782/mo
▼ 0.25% · 3.875%
HK$71,876
−HK$1,904/mo
Today · 4.125%
HK$73,780
baseline
▲ 0.50% · 4.625%
HK$77,669
+HK$3,889/mo
Deposit HK$5.91M · loan HK$13.80M · min. income ≈ HK$147,560/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$739,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,898
−HK$5,073/mo
▼ 0.25% · 3.875%
HK$83,414
−HK$2,557/mo
Today · 4.125%
HK$85,971
baseline
▲ 0.50% · 4.625%
HK$91,202
+HK$5,231/mo
Deposit HK$1.97M · loan HK$17.74M · min. income ≈ HK$171,942/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,998
−HK$4,862/mo
▼ 0.25% · 3.875%
HK$92,412
−HK$2,448/mo
Today · 4.125%
HK$94,860
baseline
▲ 0.50% · 4.625%
HK$99,860
+HK$5,000/mo
Deposit HK$1.97M · loan HK$17.74M · min. income ≈ HK$189,720/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,114 · Scale 2, in force from 26 Feb 2026)