LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,945
−HK$2,818/mo
▼ 0.25% · 3.875%
HK$46,343
−HK$1,420/mo
Today · 4.125%
HK$47,763
baseline
▲ 0.50% · 4.625%
HK$50,670
+HK$2,907/mo
Deposit HK$9.86M · loan HK$9.86M · min. income ≈ HK$95,526/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$739,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,001
−HK$2,701/mo
▼ 0.25% · 3.875%
HK$51,342
−HK$1,360/mo
Today · 4.125%
HK$52,702
baseline
▲ 0.50% · 4.625%
HK$55,480
+HK$2,778/mo
Deposit HK$9.86M · loan HK$9.86M · min. income ≈ HK$105,404/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$739,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,934
−HK$3,382/mo
▼ 0.25% · 3.875%
HK$55,612
−HK$1,704/mo
Today · 4.125%
HK$57,316
baseline
▲ 0.50% · 4.625%
HK$60,804
+HK$3,488/mo
Deposit HK$7.88M · loan HK$11.83M · min. income ≈ HK$114,632/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$739,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,001
−HK$3,242/mo
▼ 0.25% · 3.875%
HK$61,610
−HK$1,633/mo
Today · 4.125%
HK$63,243
baseline
▲ 0.50% · 4.625%
HK$66,576
+HK$3,333/mo
Deposit HK$7.88M · loan HK$11.83M · min. income ≈ HK$126,486/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$739,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,923
−HK$3,946/mo
▼ 0.25% · 3.875%
HK$64,880
−HK$1,989/mo
Today · 4.125%
HK$66,869
baseline
▲ 0.50% · 4.625%
HK$70,937
+HK$4,068/mo
Deposit HK$5.91M · loan HK$13.80M · min. income ≈ HK$133,738/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$739,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,001
−HK$3,782/mo
▼ 0.25% · 3.875%
HK$71,878
−HK$1,905/mo
Today · 4.125%
HK$73,783
baseline
▲ 0.50% · 4.625%
HK$77,672
+HK$3,889/mo
Deposit HK$5.91M · loan HK$13.80M · min. income ≈ HK$147,566/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$739,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,901
−HK$5,073/mo
▼ 0.25% · 3.875%
HK$83,417
−HK$2,557/mo
Today · 4.125%
HK$85,974
baseline
▲ 0.50% · 4.625%
HK$91,205
+HK$5,231/mo
Deposit HK$1.97M · loan HK$17.74M · min. income ≈ HK$171,948/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,001
−HK$4,863/mo
▼ 0.25% · 3.875%
HK$92,415
−HK$2,449/mo
Today · 4.125%
HK$94,864
baseline
▲ 0.50% · 4.625%
HK$99,864
+HK$5,000/mo
Deposit HK$1.97M · loan HK$17.74M · min. income ≈ HK$189,728/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,143 · Scale 2, in force from 26 Feb 2026)