LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,946
−HK$2,819/mo
▼ 0.25% · 3.875%
HK$46,344
−HK$1,421/mo
Today · 4.125%
HK$47,765
baseline
▲ 0.50% · 4.625%
HK$50,671
+HK$2,906/mo
Deposit HK$9.86M · loan HK$9.86M · min. income ≈ HK$95,530/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$739,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,002
−HK$2,702/mo
▼ 0.25% · 3.875%
HK$51,343
−HK$1,361/mo
Today · 4.125%
HK$52,704
baseline
▲ 0.50% · 4.625%
HK$55,482
+HK$2,778/mo
Deposit HK$9.86M · loan HK$9.86M · min. income ≈ HK$105,408/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$739,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,935
−HK$3,382/mo
▼ 0.25% · 3.875%
HK$55,613
−HK$1,704/mo
Today · 4.125%
HK$57,317
baseline
▲ 0.50% · 4.625%
HK$60,805
+HK$3,488/mo
Deposit HK$7.88M · loan HK$11.83M · min. income ≈ HK$114,634/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$739,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,002
−HK$3,242/mo
▼ 0.25% · 3.875%
HK$61,612
−HK$1,632/mo
Today · 4.125%
HK$63,244
baseline
▲ 0.50% · 4.625%
HK$66,578
+HK$3,334/mo
Deposit HK$7.88M · loan HK$11.83M · min. income ≈ HK$126,488/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$739,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,924
−HK$3,946/mo
▼ 0.25% · 3.875%
HK$64,882
−HK$1,988/mo
Today · 4.125%
HK$66,870
baseline
▲ 0.50% · 4.625%
HK$70,939
+HK$4,069/mo
Deposit HK$5.91M · loan HK$13.80M · min. income ≈ HK$133,740/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$739,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,003
−HK$3,782/mo
▼ 0.25% · 3.875%
HK$71,880
−HK$1,905/mo
Today · 4.125%
HK$73,785
baseline
▲ 0.50% · 4.625%
HK$77,674
+HK$3,889/mo
Deposit HK$5.91M · loan HK$13.80M · min. income ≈ HK$147,570/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$739,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,903
−HK$5,073/mo
▼ 0.25% · 3.875%
HK$83,419
−HK$2,557/mo
Today · 4.125%
HK$85,976
baseline
▲ 0.50% · 4.625%
HK$91,208
+HK$5,232/mo
Deposit HK$1.97M · loan HK$17.74M · min. income ≈ HK$171,952/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,004
−HK$4,862/mo
▼ 0.25% · 3.875%
HK$92,418
−HK$2,448/mo
Today · 4.125%
HK$94,866
baseline
▲ 0.50% · 4.625%
HK$99,867
+HK$5,001/mo
Deposit HK$1.97M · loan HK$17.74M · min. income ≈ HK$189,732/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,162 · Scale 2, in force from 26 Feb 2026)