LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,947
−HK$2,819/mo
▼ 0.25% · 3.875%
HK$46,345
−HK$1,421/mo
Today · 4.125%
HK$47,766
baseline
▲ 0.50% · 4.625%
HK$50,672
+HK$2,906/mo
Deposit HK$9.86M · loan HK$9.86M · min. income ≈ HK$95,532/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$739,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,003
−HK$2,702/mo
▼ 0.25% · 3.875%
HK$51,344
−HK$1,361/mo
Today · 4.125%
HK$52,705
baseline
▲ 0.50% · 4.625%
HK$55,483
+HK$2,778/mo
Deposit HK$9.86M · loan HK$9.86M · min. income ≈ HK$105,410/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$739,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,936
−HK$3,383/mo
▼ 0.25% · 3.875%
HK$55,614
−HK$1,705/mo
Today · 4.125%
HK$57,319
baseline
▲ 0.50% · 4.625%
HK$60,806
+HK$3,487/mo
Deposit HK$7.88M · loan HK$11.83M · min. income ≈ HK$114,638/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$739,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,004
−HK$3,241/mo
▼ 0.25% · 3.875%
HK$61,613
−HK$1,632/mo
Today · 4.125%
HK$63,245
baseline
▲ 0.50% · 4.625%
HK$66,579
+HK$3,334/mo
Deposit HK$7.88M · loan HK$11.83M · min. income ≈ HK$126,490/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$739,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,926
−HK$3,946/mo
▼ 0.25% · 3.875%
HK$64,883
−HK$1,989/mo
Today · 4.125%
HK$66,872
baseline
▲ 0.50% · 4.625%
HK$70,941
+HK$4,069/mo
Deposit HK$5.91M · loan HK$13.80M · min. income ≈ HK$133,744/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$739,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,004
−HK$3,782/mo
▼ 0.25% · 3.875%
HK$71,882
−HK$1,904/mo
Today · 4.125%
HK$73,786
baseline
▲ 0.50% · 4.625%
HK$77,676
+HK$3,890/mo
Deposit HK$5.91M · loan HK$13.80M · min. income ≈ HK$147,572/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$739,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,905
−HK$5,073/mo
▼ 0.25% · 3.875%
HK$83,421
−HK$2,557/mo
Today · 4.125%
HK$85,978
baseline
▲ 0.50% · 4.625%
HK$91,210
+HK$5,232/mo
Deposit HK$1.97M · loan HK$17.74M · min. income ≈ HK$171,956/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,005
−HK$4,863/mo
▼ 0.25% · 3.875%
HK$92,419
−HK$2,449/mo
Today · 4.125%
HK$94,868
baseline
▲ 0.50% · 4.625%
HK$99,869
+HK$5,001/mo
Deposit HK$1.97M · loan HK$17.74M · min. income ≈ HK$189,736/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,177 · Scale 2, in force from 26 Feb 2026)