LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,948
−HK$2,819/mo
▼ 0.25% · 3.875%
HK$46,346
−HK$1,421/mo
Today · 4.125%
HK$47,767
baseline
▲ 0.50% · 4.625%
HK$50,673
+HK$2,906/mo
Deposit HK$9.86M · loan HK$9.86M · min. income ≈ HK$95,534/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$739,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,004
−HK$2,702/mo
▼ 0.25% · 3.875%
HK$51,345
−HK$1,361/mo
Today · 4.125%
HK$52,706
baseline
▲ 0.50% · 4.625%
HK$55,484
+HK$2,778/mo
Deposit HK$9.86M · loan HK$9.86M · min. income ≈ HK$105,412/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$739,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,938
−HK$3,382/mo
▼ 0.25% · 3.875%
HK$55,616
−HK$1,704/mo
Today · 4.125%
HK$57,320
baseline
▲ 0.50% · 4.625%
HK$60,808
+HK$3,488/mo
Deposit HK$7.88M · loan HK$11.83M · min. income ≈ HK$114,640/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$739,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,005
−HK$3,242/mo
▼ 0.25% · 3.875%
HK$61,615
−HK$1,632/mo
Today · 4.125%
HK$63,247
baseline
▲ 0.50% · 4.625%
HK$66,581
+HK$3,334/mo
Deposit HK$7.88M · loan HK$11.83M · min. income ≈ HK$126,494/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$739,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,927
−HK$3,947/mo
▼ 0.25% · 3.875%
HK$64,885
−HK$1,989/mo
Today · 4.125%
HK$66,874
baseline
▲ 0.50% · 4.625%
HK$70,943
+HK$4,069/mo
Deposit HK$5.91M · loan HK$13.80M · min. income ≈ HK$133,748/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$739,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,006
−HK$3,782/mo
▼ 0.25% · 3.875%
HK$71,884
−HK$1,904/mo
Today · 4.125%
HK$73,788
baseline
▲ 0.50% · 4.625%
HK$77,678
+HK$3,890/mo
Deposit HK$5.91M · loan HK$13.80M · min. income ≈ HK$147,576/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$739,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,907
−HK$5,073/mo
▼ 0.25% · 3.875%
HK$83,423
−HK$2,557/mo
Today · 4.125%
HK$85,980
baseline
▲ 0.50% · 4.625%
HK$91,212
+HK$5,232/mo
Deposit HK$1.97M · loan HK$17.74M · min. income ≈ HK$171,960/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,008
−HK$4,863/mo
▼ 0.25% · 3.875%
HK$92,422
−HK$2,449/mo
Today · 4.125%
HK$94,871
baseline
▲ 0.50% · 4.625%
HK$99,872
+HK$5,001/mo
Deposit HK$1.97M · loan HK$17.74M · min. income ≈ HK$189,742/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,197 · Scale 2, in force from 26 Feb 2026)