LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,949
−HK$2,818/mo
▼ 0.25% · 3.875%
HK$46,347
−HK$1,420/mo
Today · 4.125%
HK$47,767
baseline
▲ 0.50% · 4.625%
HK$50,674
+HK$2,907/mo
Deposit HK$9.86M · loan HK$9.86M · min. income ≈ HK$95,534/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$739,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,005
−HK$2,702/mo
▼ 0.25% · 3.875%
HK$51,346
−HK$1,361/mo
Today · 4.125%
HK$52,707
baseline
▲ 0.50% · 4.625%
HK$55,485
+HK$2,778/mo
Deposit HK$9.86M · loan HK$9.86M · min. income ≈ HK$105,414/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$739,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,939
−HK$3,382/mo
▼ 0.25% · 3.875%
HK$55,616
−HK$1,705/mo
Today · 4.125%
HK$57,321
baseline
▲ 0.50% · 4.625%
HK$60,809
+HK$3,488/mo
Deposit HK$7.88M · loan HK$11.83M · min. income ≈ HK$114,642/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$739,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,006
−HK$3,242/mo
▼ 0.25% · 3.875%
HK$61,615
−HK$1,633/mo
Today · 4.125%
HK$63,248
baseline
▲ 0.50% · 4.625%
HK$66,582
+HK$3,334/mo
Deposit HK$7.88M · loan HK$11.83M · min. income ≈ HK$126,496/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$739,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,928
−HK$3,946/mo
▼ 0.25% · 3.875%
HK$64,886
−HK$1,988/mo
Today · 4.125%
HK$66,874
baseline
▲ 0.50% · 4.625%
HK$70,944
+HK$4,070/mo
Deposit HK$5.91M · loan HK$13.80M · min. income ≈ HK$133,748/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$739,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,007
−HK$3,782/mo
▼ 0.25% · 3.875%
HK$71,885
−HK$1,904/mo
Today · 4.125%
HK$73,789
baseline
▲ 0.50% · 4.625%
HK$77,679
+HK$3,890/mo
Deposit HK$5.91M · loan HK$13.80M · min. income ≈ HK$147,578/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$739,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,908
−HK$5,073/mo
▼ 0.25% · 3.875%
HK$83,424
−HK$2,557/mo
Today · 4.125%
HK$85,981
baseline
▲ 0.50% · 4.625%
HK$91,213
+HK$5,232/mo
Deposit HK$1.97M · loan HK$17.74M · min. income ≈ HK$171,962/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,009
−HK$4,863/mo
▼ 0.25% · 3.875%
HK$92,423
−HK$2,449/mo
Today · 4.125%
HK$94,872
baseline
▲ 0.50% · 4.625%
HK$99,873
+HK$5,001/mo
Deposit HK$1.97M · loan HK$17.74M · min. income ≈ HK$189,744/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,206 · Scale 2, in force from 26 Feb 2026)