LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,950
−HK$2,819/mo
▼ 0.25% · 3.875%
HK$46,349
−HK$1,420/mo
Today · 4.125%
HK$47,769
baseline
▲ 0.50% · 4.625%
HK$50,676
+HK$2,907/mo
Deposit HK$9.86M · loan HK$9.86M · min. income ≈ HK$95,538/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$739,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,007
−HK$2,701/mo
▼ 0.25% · 3.875%
HK$51,348
−HK$1,360/mo
Today · 4.125%
HK$52,708
baseline
▲ 0.50% · 4.625%
HK$55,487
+HK$2,779/mo
Deposit HK$9.86M · loan HK$9.86M · min. income ≈ HK$105,416/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$739,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,940
−HK$3,383/mo
▼ 0.25% · 3.875%
HK$55,618
−HK$1,705/mo
Today · 4.125%
HK$57,323
baseline
▲ 0.50% · 4.625%
HK$60,811
+HK$3,488/mo
Deposit HK$7.89M · loan HK$11.83M · min. income ≈ HK$114,646/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$739,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,008
−HK$3,242/mo
▼ 0.25% · 3.875%
HK$61,617
−HK$1,633/mo
Today · 4.125%
HK$63,250
baseline
▲ 0.50% · 4.625%
HK$66,584
+HK$3,334/mo
Deposit HK$7.89M · loan HK$11.83M · min. income ≈ HK$126,500/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$739,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,930
−HK$3,947/mo
▼ 0.25% · 3.875%
HK$64,888
−HK$1,989/mo
Today · 4.125%
HK$66,877
baseline
▲ 0.50% · 4.625%
HK$70,946
+HK$4,069/mo
Deposit HK$5.91M · loan HK$13.80M · min. income ≈ HK$133,754/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$739,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,009
−HK$3,783/mo
▼ 0.25% · 3.875%
HK$71,887
−HK$1,905/mo
Today · 4.125%
HK$73,792
baseline
▲ 0.50% · 4.625%
HK$77,682
+HK$3,890/mo
Deposit HK$5.91M · loan HK$13.80M · min. income ≈ HK$147,584/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$739,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,911
−HK$5,073/mo
▼ 0.25% · 3.875%
HK$83,427
−HK$2,557/mo
Today · 4.125%
HK$85,984
baseline
▲ 0.50% · 4.625%
HK$91,216
+HK$5,232/mo
Deposit HK$1.97M · loan HK$17.74M · min. income ≈ HK$171,968/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,012
−HK$4,863/mo
▼ 0.25% · 3.875%
HK$92,426
−HK$2,449/mo
Today · 4.125%
HK$94,875
baseline
▲ 0.50% · 4.625%
HK$99,876
+HK$5,001/mo
Deposit HK$1.97M · loan HK$17.74M · min. income ≈ HK$189,750/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,231 · Scale 2, in force from 26 Feb 2026)