LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,951
−HK$2,819/mo
▼ 0.25% · 3.875%
HK$46,350
−HK$1,420/mo
Today · 4.125%
HK$47,770
baseline
▲ 0.50% · 4.625%
HK$50,677
+HK$2,907/mo
Deposit HK$9.86M · loan HK$9.86M · min. income ≈ HK$95,540/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$739,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,008
−HK$2,702/mo
▼ 0.25% · 3.875%
HK$51,349
−HK$1,361/mo
Today · 4.125%
HK$52,710
baseline
▲ 0.50% · 4.625%
HK$55,488
+HK$2,778/mo
Deposit HK$9.86M · loan HK$9.86M · min. income ≈ HK$105,420/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$739,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,942
−HK$3,382/mo
▼ 0.25% · 3.875%
HK$55,620
−HK$1,704/mo
Today · 4.125%
HK$57,324
baseline
▲ 0.50% · 4.625%
HK$60,812
+HK$3,488/mo
Deposit HK$7.89M · loan HK$11.83M · min. income ≈ HK$114,648/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$739,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,010
−HK$3,242/mo
▼ 0.25% · 3.875%
HK$61,619
−HK$1,633/mo
Today · 4.125%
HK$63,252
baseline
▲ 0.50% · 4.625%
HK$66,586
+HK$3,334/mo
Deposit HK$7.89M · loan HK$11.83M · min. income ≈ HK$126,504/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$739,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,932
−HK$3,946/mo
▼ 0.25% · 3.875%
HK$64,890
−HK$1,988/mo
Today · 4.125%
HK$66,878
baseline
▲ 0.50% · 4.625%
HK$70,948
+HK$4,070/mo
Deposit HK$5.91M · loan HK$13.80M · min. income ≈ HK$133,756/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$739,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,011
−HK$3,783/mo
▼ 0.25% · 3.875%
HK$71,889
−HK$1,905/mo
Today · 4.125%
HK$73,794
baseline
▲ 0.50% · 4.625%
HK$77,684
+HK$3,890/mo
Deposit HK$5.91M · loan HK$13.80M · min. income ≈ HK$147,588/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$739,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,913
−HK$5,074/mo
▼ 0.25% · 3.875%
HK$83,430
−HK$2,557/mo
Today · 4.125%
HK$85,987
baseline
▲ 0.50% · 4.625%
HK$91,219
+HK$5,232/mo
Deposit HK$1.97M · loan HK$17.74M · min. income ≈ HK$171,974/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,015
−HK$4,863/mo
▼ 0.25% · 3.875%
HK$92,429
−HK$2,449/mo
Today · 4.125%
HK$94,878
baseline
▲ 0.50% · 4.625%
HK$99,879
+HK$5,001/mo
Deposit HK$1.97M · loan HK$17.74M · min. income ≈ HK$189,756/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,251 · Scale 2, in force from 26 Feb 2026)