LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,952
−HK$2,819/mo
▼ 0.25% · 3.875%
HK$46,350
−HK$1,421/mo
Today · 4.125%
HK$47,771
baseline
▲ 0.50% · 4.625%
HK$50,678
+HK$2,907/mo
Deposit HK$9.86M · loan HK$9.86M · min. income ≈ HK$95,542/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$739,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,009
−HK$2,701/mo
▼ 0.25% · 3.875%
HK$51,350
−HK$1,360/mo
Today · 4.125%
HK$52,710
baseline
▲ 0.50% · 4.625%
HK$55,489
+HK$2,779/mo
Deposit HK$9.86M · loan HK$9.86M · min. income ≈ HK$105,420/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$739,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,942
−HK$3,383/mo
▼ 0.25% · 3.875%
HK$55,620
−HK$1,705/mo
Today · 4.125%
HK$57,325
baseline
▲ 0.50% · 4.625%
HK$60,813
+HK$3,488/mo
Deposit HK$7.89M · loan HK$11.83M · min. income ≈ HK$114,650/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$739,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,010
−HK$3,243/mo
▼ 0.25% · 3.875%
HK$61,620
−HK$1,633/mo
Today · 4.125%
HK$63,253
baseline
▲ 0.50% · 4.625%
HK$66,587
+HK$3,334/mo
Deposit HK$7.89M · loan HK$11.83M · min. income ≈ HK$126,506/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$739,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,933
−HK$3,946/mo
▼ 0.25% · 3.875%
HK$64,890
−HK$1,989/mo
Today · 4.125%
HK$66,879
baseline
▲ 0.50% · 4.625%
HK$70,949
+HK$4,070/mo
Deposit HK$5.91M · loan HK$13.80M · min. income ≈ HK$133,758/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$739,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,012
−HK$3,783/mo
▼ 0.25% · 3.875%
HK$71,890
−HK$1,905/mo
Today · 4.125%
HK$73,795
baseline
▲ 0.50% · 4.625%
HK$77,684
+HK$3,889/mo
Deposit HK$5.91M · loan HK$13.80M · min. income ≈ HK$147,590/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$739,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,914
−HK$5,074/mo
▼ 0.25% · 3.875%
HK$83,430
−HK$2,558/mo
Today · 4.125%
HK$85,988
baseline
▲ 0.50% · 4.625%
HK$91,220
+HK$5,232/mo
Deposit HK$1.97M · loan HK$17.74M · min. income ≈ HK$171,976/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,016
−HK$4,863/mo
▼ 0.25% · 3.875%
HK$92,430
−HK$2,449/mo
Today · 4.125%
HK$94,879
baseline
▲ 0.50% · 4.625%
HK$99,880
+HK$5,001/mo
Deposit HK$1.97M · loan HK$17.74M · min. income ≈ HK$189,758/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,259 · Scale 2, in force from 26 Feb 2026)