LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,955
−HK$2,819/mo
▼ 0.25% · 3.875%
HK$46,353
−HK$1,421/mo
Today · 4.125%
HK$47,774
baseline
▲ 0.50% · 4.625%
HK$50,681
+HK$2,907/mo
Deposit HK$9.86M · loan HK$9.86M · min. income ≈ HK$95,548/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$739,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,012
−HK$2,702/mo
▼ 0.25% · 3.875%
HK$51,353
−HK$1,361/mo
Today · 4.125%
HK$52,714
baseline
▲ 0.50% · 4.625%
HK$55,493
+HK$2,779/mo
Deposit HK$9.86M · loan HK$9.86M · min. income ≈ HK$105,428/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$739,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,946
−HK$3,383/mo
▼ 0.25% · 3.875%
HK$55,624
−HK$1,705/mo
Today · 4.125%
HK$57,329
baseline
▲ 0.50% · 4.625%
HK$60,817
+HK$3,488/mo
Deposit HK$7.89M · loan HK$11.83M · min. income ≈ HK$114,658/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$739,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,015
−HK$3,242/mo
▼ 0.25% · 3.875%
HK$61,624
−HK$1,633/mo
Today · 4.125%
HK$63,257
baseline
▲ 0.50% · 4.625%
HK$66,591
+HK$3,334/mo
Deposit HK$7.89M · loan HK$11.83M · min. income ≈ HK$126,514/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$739,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,937
−HK$3,947/mo
▼ 0.25% · 3.875%
HK$64,895
−HK$1,989/mo
Today · 4.125%
HK$66,884
baseline
▲ 0.50% · 4.625%
HK$70,954
+HK$4,070/mo
Deposit HK$5.91M · loan HK$13.80M · min. income ≈ HK$133,768/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$739,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,017
−HK$3,783/mo
▼ 0.25% · 3.875%
HK$71,895
−HK$1,905/mo
Today · 4.125%
HK$73,800
baseline
▲ 0.50% · 4.625%
HK$77,690
+HK$3,890/mo
Deposit HK$5.91M · loan HK$13.80M · min. income ≈ HK$147,600/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$739,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,919
−HK$5,075/mo
▼ 0.25% · 3.875%
HK$83,436
−HK$2,558/mo
Today · 4.125%
HK$85,994
baseline
▲ 0.50% · 4.625%
HK$91,226
+HK$5,232/mo
Deposit HK$1.97M · loan HK$17.74M · min. income ≈ HK$171,988/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,022
−HK$4,863/mo
▼ 0.25% · 3.875%
HK$92,436
−HK$2,449/mo
Today · 4.125%
HK$94,885
baseline
▲ 0.50% · 4.625%
HK$99,887
+HK$5,002/mo
Deposit HK$1.97M · loan HK$17.74M · min. income ≈ HK$189,770/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,311 · Scale 2, in force from 26 Feb 2026)