LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,956
−HK$2,819/mo
▼ 0.25% · 3.875%
HK$46,354
−HK$1,421/mo
Today · 4.125%
HK$47,775
baseline
▲ 0.50% · 4.625%
HK$50,682
+HK$2,907/mo
Deposit HK$9.86M · loan HK$9.86M · min. income ≈ HK$95,550/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$739,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,013
−HK$2,702/mo
▼ 0.25% · 3.875%
HK$51,354
−HK$1,361/mo
Today · 4.125%
HK$52,715
baseline
▲ 0.50% · 4.625%
HK$55,494
+HK$2,779/mo
Deposit HK$9.86M · loan HK$9.86M · min. income ≈ HK$105,430/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$739,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,947
−HK$3,383/mo
▼ 0.25% · 3.875%
HK$55,625
−HK$1,705/mo
Today · 4.125%
HK$57,330
baseline
▲ 0.50% · 4.625%
HK$60,819
+HK$3,489/mo
Deposit HK$7.89M · loan HK$11.83M · min. income ≈ HK$114,660/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$739,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,016
−HK$3,242/mo
▼ 0.25% · 3.875%
HK$61,625
−HK$1,633/mo
Today · 4.125%
HK$63,258
baseline
▲ 0.50% · 4.625%
HK$66,593
+HK$3,335/mo
Deposit HK$7.89M · loan HK$11.83M · min. income ≈ HK$126,516/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$739,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,938
−HK$3,947/mo
▼ 0.25% · 3.875%
HK$64,896
−HK$1,989/mo
Today · 4.125%
HK$66,885
baseline
▲ 0.50% · 4.625%
HK$70,955
+HK$4,070/mo
Deposit HK$5.91M · loan HK$13.80M · min. income ≈ HK$133,770/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$739,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,018
−HK$3,783/mo
▼ 0.25% · 3.875%
HK$71,896
−HK$1,905/mo
Today · 4.125%
HK$73,801
baseline
▲ 0.50% · 4.625%
HK$77,691
+HK$3,890/mo
Deposit HK$5.91M · loan HK$13.80M · min. income ≈ HK$147,602/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$739,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,921
−HK$5,074/mo
▼ 0.25% · 3.875%
HK$83,438
−HK$2,557/mo
Today · 4.125%
HK$85,995
baseline
▲ 0.50% · 4.625%
HK$91,228
+HK$5,233/mo
Deposit HK$1.97M · loan HK$17.74M · min. income ≈ HK$171,990/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,024
−HK$4,863/mo
▼ 0.25% · 3.875%
HK$92,438
−HK$2,449/mo
Today · 4.125%
HK$94,887
baseline
▲ 0.50% · 4.625%
HK$99,889
+HK$5,002/mo
Deposit HK$1.97M · loan HK$17.74M · min. income ≈ HK$189,774/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,325 · Scale 2, in force from 26 Feb 2026)