LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,957
−HK$2,819/mo
▼ 0.25% · 3.875%
HK$46,355
−HK$1,421/mo
Today · 4.125%
HK$47,776
baseline
▲ 0.50% · 4.625%
HK$50,683
+HK$2,907/mo
Deposit HK$9.86M · loan HK$9.86M · min. income ≈ HK$95,552/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$739,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,014
−HK$2,702/mo
▼ 0.25% · 3.875%
HK$51,355
−HK$1,361/mo
Today · 4.125%
HK$52,716
baseline
▲ 0.50% · 4.625%
HK$55,495
+HK$2,779/mo
Deposit HK$9.86M · loan HK$9.86M · min. income ≈ HK$105,432/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$739,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,948
−HK$3,383/mo
▼ 0.25% · 3.875%
HK$55,626
−HK$1,705/mo
Today · 4.125%
HK$57,331
baseline
▲ 0.50% · 4.625%
HK$60,820
+HK$3,489/mo
Deposit HK$7.89M · loan HK$11.83M · min. income ≈ HK$114,662/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$739,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,017
−HK$3,242/mo
▼ 0.25% · 3.875%
HK$61,626
−HK$1,633/mo
Today · 4.125%
HK$63,259
baseline
▲ 0.50% · 4.625%
HK$66,594
+HK$3,335/mo
Deposit HK$7.89M · loan HK$11.83M · min. income ≈ HK$126,518/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$739,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,939
−HK$3,947/mo
▼ 0.25% · 3.875%
HK$64,897
−HK$1,989/mo
Today · 4.125%
HK$66,886
baseline
▲ 0.50% · 4.625%
HK$70,956
+HK$4,070/mo
Deposit HK$5.91M · loan HK$13.80M · min. income ≈ HK$133,772/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$739,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,019
−HK$3,783/mo
▼ 0.25% · 3.875%
HK$71,897
−HK$1,905/mo
Today · 4.125%
HK$73,802
baseline
▲ 0.50% · 4.625%
HK$77,693
+HK$3,891/mo
Deposit HK$5.91M · loan HK$13.80M · min. income ≈ HK$147,604/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$739,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,922
−HK$5,075/mo
▼ 0.25% · 3.875%
HK$83,439
−HK$2,558/mo
Today · 4.125%
HK$85,997
baseline
▲ 0.50% · 4.625%
HK$91,229
+HK$5,232/mo
Deposit HK$1.97M · loan HK$17.74M · min. income ≈ HK$171,994/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,025
−HK$4,864/mo
▼ 0.25% · 3.875%
HK$92,439
−HK$2,450/mo
Today · 4.125%
HK$94,889
baseline
▲ 0.50% · 4.625%
HK$99,891
+HK$5,002/mo
Deposit HK$1.97M · loan HK$17.74M · min. income ≈ HK$189,778/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,337 · Scale 2, in force from 26 Feb 2026)