LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,957
−HK$2,819/mo
▼ 0.25% · 3.875%
HK$46,356
−HK$1,420/mo
Today · 4.125%
HK$47,776
baseline
▲ 0.50% · 4.625%
HK$50,683
+HK$2,907/mo
Deposit HK$9.86M · loan HK$9.86M · min. income ≈ HK$95,552/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$739,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,014
−HK$2,703/mo
▼ 0.25% · 3.875%
HK$51,356
−HK$1,361/mo
Today · 4.125%
HK$52,717
baseline
▲ 0.50% · 4.625%
HK$55,495
+HK$2,778/mo
Deposit HK$9.86M · loan HK$9.86M · min. income ≈ HK$105,434/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$739,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,949
−HK$3,383/mo
▼ 0.25% · 3.875%
HK$55,627
−HK$1,705/mo
Today · 4.125%
HK$57,332
baseline
▲ 0.50% · 4.625%
HK$60,820
+HK$3,488/mo
Deposit HK$7.89M · loan HK$11.83M · min. income ≈ HK$114,664/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$739,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,017
−HK$3,243/mo
▼ 0.25% · 3.875%
HK$61,627
−HK$1,633/mo
Today · 4.125%
HK$63,260
baseline
▲ 0.50% · 4.625%
HK$66,594
+HK$3,334/mo
Deposit HK$7.89M · loan HK$11.83M · min. income ≈ HK$126,520/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$739,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,940
−HK$3,947/mo
▼ 0.25% · 3.875%
HK$64,898
−HK$1,989/mo
Today · 4.125%
HK$66,887
baseline
▲ 0.50% · 4.625%
HK$70,957
+HK$4,070/mo
Deposit HK$5.91M · loan HK$13.80M · min. income ≈ HK$133,774/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$739,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,020
−HK$3,783/mo
▼ 0.25% · 3.875%
HK$71,898
−HK$1,905/mo
Today · 4.125%
HK$73,803
baseline
▲ 0.50% · 4.625%
HK$77,693
+HK$3,890/mo
Deposit HK$5.91M · loan HK$13.80M · min. income ≈ HK$147,606/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$739,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,923
−HK$5,075/mo
▼ 0.25% · 3.875%
HK$83,440
−HK$2,558/mo
Today · 4.125%
HK$85,998
baseline
▲ 0.50% · 4.625%
HK$91,230
+HK$5,232/mo
Deposit HK$1.97M · loan HK$17.74M · min. income ≈ HK$171,996/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,026
−HK$4,864/mo
▼ 0.25% · 3.875%
HK$92,440
−HK$2,450/mo
Today · 4.125%
HK$94,890
baseline
▲ 0.50% · 4.625%
HK$99,892
+HK$5,002/mo
Deposit HK$1.97M · loan HK$17.74M · min. income ≈ HK$189,780/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,345 · Scale 2, in force from 26 Feb 2026)