LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,959
−HK$2,819/mo
▼ 0.25% · 3.875%
HK$46,357
−HK$1,421/mo
Today · 4.125%
HK$47,778
baseline
▲ 0.50% · 4.625%
HK$50,685
+HK$2,907/mo
Deposit HK$9.86M · loan HK$9.86M · min. income ≈ HK$95,556/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$739,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,016
−HK$2,702/mo
▼ 0.25% · 3.875%
HK$51,357
−HK$1,361/mo
Today · 4.125%
HK$52,718
baseline
▲ 0.50% · 4.625%
HK$55,497
+HK$2,779/mo
Deposit HK$9.86M · loan HK$9.86M · min. income ≈ HK$105,436/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$739,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,950
−HK$3,383/mo
▼ 0.25% · 3.875%
HK$55,628
−HK$1,705/mo
Today · 4.125%
HK$57,333
baseline
▲ 0.50% · 4.625%
HK$60,822
+HK$3,489/mo
Deposit HK$7.89M · loan HK$11.83M · min. income ≈ HK$114,666/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$739,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,019
−HK$3,243/mo
▼ 0.25% · 3.875%
HK$61,629
−HK$1,633/mo
Today · 4.125%
HK$63,262
baseline
▲ 0.50% · 4.625%
HK$66,596
+HK$3,334/mo
Deposit HK$7.89M · loan HK$11.83M · min. income ≈ HK$126,524/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$739,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,942
−HK$3,947/mo
▼ 0.25% · 3.875%
HK$64,900
−HK$1,989/mo
Today · 4.125%
HK$66,889
baseline
▲ 0.50% · 4.625%
HK$70,959
+HK$4,070/mo
Deposit HK$5.91M · loan HK$13.80M · min. income ≈ HK$133,778/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$739,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,022
−HK$3,783/mo
▼ 0.25% · 3.875%
HK$71,900
−HK$1,905/mo
Today · 4.125%
HK$73,805
baseline
▲ 0.50% · 4.625%
HK$77,696
+HK$3,891/mo
Deposit HK$5.91M · loan HK$13.80M · min. income ≈ HK$147,610/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$739,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,925
−HK$5,075/mo
▼ 0.25% · 3.875%
HK$83,443
−HK$2,557/mo
Today · 4.125%
HK$86,000
baseline
▲ 0.50% · 4.625%
HK$91,233
+HK$5,233/mo
Deposit HK$1.97M · loan HK$17.74M · min. income ≈ HK$172,000/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,029
−HK$4,864/mo
▼ 0.25% · 3.875%
HK$92,443
−HK$2,450/mo
Today · 4.125%
HK$94,893
baseline
▲ 0.50% · 4.625%
HK$99,895
+HK$5,002/mo
Deposit HK$1.97M · loan HK$17.74M · min. income ≈ HK$189,786/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,368 · Scale 2, in force from 26 Feb 2026)