LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,959
−HK$2,820/mo
▼ 0.25% · 3.875%
HK$46,358
−HK$1,421/mo
Today · 4.125%
HK$47,779
baseline
▲ 0.50% · 4.625%
HK$50,686
+HK$2,907/mo
Deposit HK$9.86M · loan HK$9.86M · min. income ≈ HK$95,558/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$739,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,017
−HK$2,702/mo
▼ 0.25% · 3.875%
HK$51,358
−HK$1,361/mo
Today · 4.125%
HK$52,719
baseline
▲ 0.50% · 4.625%
HK$55,498
+HK$2,779/mo
Deposit HK$9.86M · loan HK$9.86M · min. income ≈ HK$105,438/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$739,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,951
−HK$3,383/mo
▼ 0.25% · 3.875%
HK$55,629
−HK$1,705/mo
Today · 4.125%
HK$57,334
baseline
▲ 0.50% · 4.625%
HK$60,823
+HK$3,489/mo
Deposit HK$7.89M · loan HK$11.83M · min. income ≈ HK$114,668/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$739,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,020
−HK$3,243/mo
▼ 0.25% · 3.875%
HK$61,630
−HK$1,633/mo
Today · 4.125%
HK$63,263
baseline
▲ 0.50% · 4.625%
HK$66,597
+HK$3,334/mo
Deposit HK$7.89M · loan HK$11.83M · min. income ≈ HK$126,526/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$739,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,943
−HK$3,947/mo
▼ 0.25% · 3.875%
HK$64,901
−HK$1,989/mo
Today · 4.125%
HK$66,890
baseline
▲ 0.50% · 4.625%
HK$70,960
+HK$4,070/mo
Deposit HK$5.92M · loan HK$13.80M · min. income ≈ HK$133,780/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$739,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,023
−HK$3,783/mo
▼ 0.25% · 3.875%
HK$71,901
−HK$1,905/mo
Today · 4.125%
HK$73,806
baseline
▲ 0.50% · 4.625%
HK$77,697
+HK$3,891/mo
Deposit HK$5.92M · loan HK$13.80M · min. income ≈ HK$147,612/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$739,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,927
−HK$5,074/mo
▼ 0.25% · 3.875%
HK$83,444
−HK$2,557/mo
Today · 4.125%
HK$86,001
baseline
▲ 0.50% · 4.625%
HK$91,234
+HK$5,233/mo
Deposit HK$1.97M · loan HK$17.75M · min. income ≈ HK$172,002/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,030
−HK$4,864/mo
▼ 0.25% · 3.875%
HK$92,445
−HK$2,449/mo
Today · 4.125%
HK$94,894
baseline
▲ 0.50% · 4.625%
HK$99,896
+HK$5,002/mo
Deposit HK$1.97M · loan HK$17.75M · min. income ≈ HK$189,788/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,378 · Scale 2, in force from 26 Feb 2026)