LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,964
−HK$2,819/mo
▼ 0.25% · 3.875%
HK$46,362
−HK$1,421/mo
Today · 4.125%
HK$47,783
baseline
▲ 0.50% · 4.625%
HK$50,691
+HK$2,908/mo
Deposit HK$9.86M · loan HK$9.86M · min. income ≈ HK$95,566/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$739,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,021
−HK$2,703/mo
▼ 0.25% · 3.875%
HK$51,363
−HK$1,361/mo
Today · 4.125%
HK$52,724
baseline
▲ 0.50% · 4.625%
HK$55,503
+HK$2,779/mo
Deposit HK$9.86M · loan HK$9.86M · min. income ≈ HK$105,448/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$739,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,956
−HK$3,384/mo
▼ 0.25% · 3.875%
HK$55,635
−HK$1,705/mo
Today · 4.125%
HK$57,340
baseline
▲ 0.50% · 4.625%
HK$60,829
+HK$3,489/mo
Deposit HK$7.89M · loan HK$11.83M · min. income ≈ HK$114,680/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$739,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,026
−HK$3,243/mo
▼ 0.25% · 3.875%
HK$61,636
−HK$1,633/mo
Today · 4.125%
HK$63,269
baseline
▲ 0.50% · 4.625%
HK$66,604
+HK$3,335/mo
Deposit HK$7.89M · loan HK$11.83M · min. income ≈ HK$126,538/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$739,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,949
−HK$3,947/mo
▼ 0.25% · 3.875%
HK$64,907
−HK$1,989/mo
Today · 4.125%
HK$66,896
baseline
▲ 0.50% · 4.625%
HK$70,967
+HK$4,071/mo
Deposit HK$5.92M · loan HK$13.80M · min. income ≈ HK$133,792/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$739,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,030
−HK$3,784/mo
▼ 0.25% · 3.875%
HK$71,908
−HK$1,906/mo
Today · 4.125%
HK$73,814
baseline
▲ 0.50% · 4.625%
HK$77,704
+HK$3,890/mo
Deposit HK$5.92M · loan HK$13.80M · min. income ≈ HK$147,628/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$739,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,934
−HK$5,076/mo
▼ 0.25% · 3.875%
HK$83,452
−HK$2,558/mo
Today · 4.125%
HK$86,010
baseline
▲ 0.50% · 4.625%
HK$91,243
+HK$5,233/mo
Deposit HK$1.97M · loan HK$17.75M · min. income ≈ HK$172,020/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,039
−HK$4,864/mo
▼ 0.25% · 3.875%
HK$92,453
−HK$2,450/mo
Today · 4.125%
HK$94,903
baseline
▲ 0.50% · 4.625%
HK$99,906
+HK$5,003/mo
Deposit HK$1.97M · loan HK$17.75M · min. income ≈ HK$189,806/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,449 · Scale 2, in force from 26 Feb 2026)