LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,965
−HK$2,819/mo
▼ 0.25% · 3.875%
HK$46,363
−HK$1,421/mo
Today · 4.125%
HK$47,784
baseline
▲ 0.50% · 4.625%
HK$50,692
+HK$2,908/mo
Deposit HK$9.86M · loan HK$9.86M · min. income ≈ HK$95,568/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$739,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,023
−HK$2,702/mo
▼ 0.25% · 3.875%
HK$51,364
−HK$1,361/mo
Today · 4.125%
HK$52,725
baseline
▲ 0.50% · 4.625%
HK$55,505
+HK$2,780/mo
Deposit HK$9.86M · loan HK$9.86M · min. income ≈ HK$105,450/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$739,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,958
−HK$3,383/mo
▼ 0.25% · 3.875%
HK$55,636
−HK$1,705/mo
Today · 4.125%
HK$57,341
baseline
▲ 0.50% · 4.625%
HK$60,830
+HK$3,489/mo
Deposit HK$7.89M · loan HK$11.83M · min. income ≈ HK$114,682/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$739,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,027
−HK$3,243/mo
▼ 0.25% · 3.875%
HK$61,637
−HK$1,633/mo
Today · 4.125%
HK$63,270
baseline
▲ 0.50% · 4.625%
HK$66,605
+HK$3,335/mo
Deposit HK$7.89M · loan HK$11.83M · min. income ≈ HK$126,540/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$739,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,951
−HK$3,947/mo
▼ 0.25% · 3.875%
HK$64,909
−HK$1,989/mo
Today · 4.125%
HK$66,898
baseline
▲ 0.50% · 4.625%
HK$70,969
+HK$4,071/mo
Deposit HK$5.92M · loan HK$13.80M · min. income ≈ HK$133,796/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$739,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,032
−HK$3,783/mo
▼ 0.25% · 3.875%
HK$71,910
−HK$1,905/mo
Today · 4.125%
HK$73,815
baseline
▲ 0.50% · 4.625%
HK$77,706
+HK$3,891/mo
Deposit HK$5.92M · loan HK$13.80M · min. income ≈ HK$147,630/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$739,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,936
−HK$5,076/mo
▼ 0.25% · 3.875%
HK$83,454
−HK$2,558/mo
Today · 4.125%
HK$86,012
baseline
▲ 0.50% · 4.625%
HK$91,245
+HK$5,233/mo
Deposit HK$1.97M · loan HK$17.75M · min. income ≈ HK$172,024/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,041
−HK$4,865/mo
▼ 0.25% · 3.875%
HK$92,456
−HK$2,450/mo
Today · 4.125%
HK$94,906
baseline
▲ 0.50% · 4.625%
HK$99,908
+HK$5,002/mo
Deposit HK$1.97M · loan HK$17.75M · min. income ≈ HK$189,812/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,468 · Scale 2, in force from 26 Feb 2026)