LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,965
−HK$2,820/mo
▼ 0.25% · 3.875%
HK$46,364
−HK$1,421/mo
Today · 4.125%
HK$47,785
baseline
▲ 0.50% · 4.625%
HK$50,693
+HK$2,908/mo
Deposit HK$9.86M · loan HK$9.86M · min. income ≈ HK$95,570/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$739,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,024
−HK$2,702/mo
▼ 0.25% · 3.875%
HK$51,365
−HK$1,361/mo
Today · 4.125%
HK$52,726
baseline
▲ 0.50% · 4.625%
HK$55,505
+HK$2,779/mo
Deposit HK$9.86M · loan HK$9.86M · min. income ≈ HK$105,452/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$739,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,958
−HK$3,384/mo
▼ 0.25% · 3.875%
HK$55,637
−HK$1,705/mo
Today · 4.125%
HK$57,342
baseline
▲ 0.50% · 4.625%
HK$60,831
+HK$3,489/mo
Deposit HK$7.89M · loan HK$11.83M · min. income ≈ HK$114,684/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$739,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,028
−HK$3,243/mo
▼ 0.25% · 3.875%
HK$61,638
−HK$1,633/mo
Today · 4.125%
HK$63,271
baseline
▲ 0.50% · 4.625%
HK$66,607
+HK$3,336/mo
Deposit HK$7.89M · loan HK$11.83M · min. income ≈ HK$126,542/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$739,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,952
−HK$3,947/mo
▼ 0.25% · 3.875%
HK$64,910
−HK$1,989/mo
Today · 4.125%
HK$66,899
baseline
▲ 0.50% · 4.625%
HK$70,970
+HK$4,071/mo
Deposit HK$5.92M · loan HK$13.80M · min. income ≈ HK$133,798/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$739,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,033
−HK$3,784/mo
▼ 0.25% · 3.875%
HK$71,911
−HK$1,906/mo
Today · 4.125%
HK$73,817
baseline
▲ 0.50% · 4.625%
HK$77,708
+HK$3,891/mo
Deposit HK$5.92M · loan HK$13.80M · min. income ≈ HK$147,634/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$739,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,938
−HK$5,075/mo
▼ 0.25% · 3.875%
HK$83,455
−HK$2,558/mo
Today · 4.125%
HK$86,013
baseline
▲ 0.50% · 4.625%
HK$91,247
+HK$5,234/mo
Deposit HK$1.97M · loan HK$17.75M · min. income ≈ HK$172,026/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,042
−HK$4,865/mo
▼ 0.25% · 3.875%
HK$92,457
−HK$2,450/mo
Today · 4.125%
HK$94,907
baseline
▲ 0.50% · 4.625%
HK$99,910
+HK$5,003/mo
Deposit HK$1.97M · loan HK$17.75M · min. income ≈ HK$189,814/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,480 · Scale 2, in force from 26 Feb 2026)