LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,966
−HK$2,820/mo
▼ 0.25% · 3.875%
HK$46,365
−HK$1,421/mo
Today · 4.125%
HK$47,786
baseline
▲ 0.50% · 4.625%
HK$50,693
+HK$2,907/mo
Deposit HK$9.86M · loan HK$9.86M · min. income ≈ HK$95,572/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$739,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,024
−HK$2,703/mo
▼ 0.25% · 3.875%
HK$51,366
−HK$1,361/mo
Today · 4.125%
HK$52,727
baseline
▲ 0.50% · 4.625%
HK$55,506
+HK$2,779/mo
Deposit HK$9.86M · loan HK$9.86M · min. income ≈ HK$105,454/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$739,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,959
−HK$3,384/mo
▼ 0.25% · 3.875%
HK$55,638
−HK$1,705/mo
Today · 4.125%
HK$57,343
baseline
▲ 0.50% · 4.625%
HK$60,832
+HK$3,489/mo
Deposit HK$7.89M · loan HK$11.83M · min. income ≈ HK$114,686/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$739,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,029
−HK$3,243/mo
▼ 0.25% · 3.875%
HK$61,639
−HK$1,633/mo
Today · 4.125%
HK$63,272
baseline
▲ 0.50% · 4.625%
HK$66,607
+HK$3,335/mo
Deposit HK$7.89M · loan HK$11.83M · min. income ≈ HK$126,544/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$739,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,952
−HK$3,948/mo
▼ 0.25% · 3.875%
HK$64,911
−HK$1,989/mo
Today · 4.125%
HK$66,900
baseline
▲ 0.50% · 4.625%
HK$70,971
+HK$4,071/mo
Deposit HK$5.92M · loan HK$13.80M · min. income ≈ HK$133,800/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$739,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,034
−HK$3,784/mo
▼ 0.25% · 3.875%
HK$71,912
−HK$1,906/mo
Today · 4.125%
HK$73,818
baseline
▲ 0.50% · 4.625%
HK$77,709
+HK$3,891/mo
Deposit HK$5.92M · loan HK$13.80M · min. income ≈ HK$147,636/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$739,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,939
−HK$5,075/mo
▼ 0.25% · 3.875%
HK$83,457
−HK$2,557/mo
Today · 4.125%
HK$86,014
baseline
▲ 0.50% · 4.625%
HK$91,248
+HK$5,234/mo
Deposit HK$1.97M · loan HK$17.75M · min. income ≈ HK$172,028/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,044
−HK$4,864/mo
▼ 0.25% · 3.875%
HK$92,459
−HK$2,449/mo
Today · 4.125%
HK$94,908
baseline
▲ 0.50% · 4.625%
HK$99,911
+HK$5,003/mo
Deposit HK$1.97M · loan HK$17.75M · min. income ≈ HK$189,816/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,490 · Scale 2, in force from 26 Feb 2026)