LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,968
−HK$2,819/mo
▼ 0.25% · 3.875%
HK$46,366
−HK$1,421/mo
Today · 4.125%
HK$47,787
baseline
▲ 0.50% · 4.625%
HK$50,695
+HK$2,908/mo
Deposit HK$9.86M · loan HK$9.86M · min. income ≈ HK$95,574/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$739,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,026
−HK$2,703/mo
▼ 0.25% · 3.875%
HK$51,368
−HK$1,361/mo
Today · 4.125%
HK$52,729
baseline
▲ 0.50% · 4.625%
HK$55,508
+HK$2,779/mo
Deposit HK$9.86M · loan HK$9.86M · min. income ≈ HK$105,458/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$739,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,961
−HK$3,384/mo
▼ 0.25% · 3.875%
HK$55,640
−HK$1,705/mo
Today · 4.125%
HK$57,345
baseline
▲ 0.50% · 4.625%
HK$60,834
+HK$3,489/mo
Deposit HK$7.89M · loan HK$11.83M · min. income ≈ HK$114,690/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$739,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,031
−HK$3,243/mo
▼ 0.25% · 3.875%
HK$61,641
−HK$1,633/mo
Today · 4.125%
HK$63,274
baseline
▲ 0.50% · 4.625%
HK$66,610
+HK$3,336/mo
Deposit HK$7.89M · loan HK$11.83M · min. income ≈ HK$126,548/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$739,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,955
−HK$3,947/mo
▼ 0.25% · 3.875%
HK$64,913
−HK$1,989/mo
Today · 4.125%
HK$66,902
baseline
▲ 0.50% · 4.625%
HK$70,973
+HK$4,071/mo
Deposit HK$5.92M · loan HK$13.80M · min. income ≈ HK$133,804/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$739,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,036
−HK$3,784/mo
▼ 0.25% · 3.875%
HK$71,915
−HK$1,905/mo
Today · 4.125%
HK$73,820
baseline
▲ 0.50% · 4.625%
HK$77,711
+HK$3,891/mo
Deposit HK$5.92M · loan HK$13.80M · min. income ≈ HK$147,640/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$739,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,942
−HK$5,075/mo
▼ 0.25% · 3.875%
HK$83,459
−HK$2,558/mo
Today · 4.125%
HK$86,017
baseline
▲ 0.50% · 4.625%
HK$91,251
+HK$5,234/mo
Deposit HK$1.97M · loan HK$17.75M · min. income ≈ HK$172,034/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,047
−HK$4,865/mo
▼ 0.25% · 3.875%
HK$92,462
−HK$2,450/mo
Today · 4.125%
HK$94,912
baseline
▲ 0.50% · 4.625%
HK$99,915
+HK$5,003/mo
Deposit HK$1.97M · loan HK$17.75M · min. income ≈ HK$189,824/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,515 · Scale 2, in force from 26 Feb 2026)