LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,969
−HK$2,820/mo
▼ 0.25% · 3.875%
HK$46,368
−HK$1,421/mo
Today · 4.125%
HK$47,789
baseline
▲ 0.50% · 4.625%
HK$50,697
+HK$2,908/mo
Deposit HK$9.86M · loan HK$9.86M · min. income ≈ HK$95,578/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$739,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,028
−HK$2,703/mo
▼ 0.25% · 3.875%
HK$51,370
−HK$1,361/mo
Today · 4.125%
HK$52,731
baseline
▲ 0.50% · 4.625%
HK$55,510
+HK$2,779/mo
Deposit HK$9.86M · loan HK$9.86M · min. income ≈ HK$105,462/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$739,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,963
−HK$3,384/mo
▼ 0.25% · 3.875%
HK$55,642
−HK$1,705/mo
Today · 4.125%
HK$57,347
baseline
▲ 0.50% · 4.625%
HK$60,837
+HK$3,490/mo
Deposit HK$7.89M · loan HK$11.83M · min. income ≈ HK$114,694/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$739,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,034
−HK$3,243/mo
▼ 0.25% · 3.875%
HK$61,644
−HK$1,633/mo
Today · 4.125%
HK$63,277
baseline
▲ 0.50% · 4.625%
HK$66,613
+HK$3,336/mo
Deposit HK$7.89M · loan HK$11.83M · min. income ≈ HK$126,554/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$739,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,957
−HK$3,948/mo
▼ 0.25% · 3.875%
HK$64,916
−HK$1,989/mo
Today · 4.125%
HK$66,905
baseline
▲ 0.50% · 4.625%
HK$70,976
+HK$4,071/mo
Deposit HK$5.92M · loan HK$13.80M · min. income ≈ HK$133,810/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$739,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,039
−HK$3,784/mo
▼ 0.25% · 3.875%
HK$71,918
−HK$1,905/mo
Today · 4.125%
HK$73,823
baseline
▲ 0.50% · 4.625%
HK$77,715
+HK$3,892/mo
Deposit HK$5.92M · loan HK$13.80M · min. income ≈ HK$147,646/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$739,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,945
−HK$5,076/mo
▼ 0.25% · 3.875%
HK$83,463
−HK$2,558/mo
Today · 4.125%
HK$86,021
baseline
▲ 0.50% · 4.625%
HK$91,255
+HK$5,234/mo
Deposit HK$1.97M · loan HK$17.75M · min. income ≈ HK$172,042/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,051
−HK$4,865/mo
▼ 0.25% · 3.875%
HK$92,466
−HK$2,450/mo
Today · 4.125%
HK$94,916
baseline
▲ 0.50% · 4.625%
HK$99,919
+HK$5,003/mo
Deposit HK$1.97M · loan HK$17.75M · min. income ≈ HK$189,832/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,547 · Scale 2, in force from 26 Feb 2026)