LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,971
−HK$2,820/mo
▼ 0.25% · 3.875%
HK$46,370
−HK$1,421/mo
Today · 4.125%
HK$47,791
baseline
▲ 0.50% · 4.625%
HK$50,699
+HK$2,908/mo
Deposit HK$9.86M · loan HK$9.86M · min. income ≈ HK$95,582/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$739,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,030
−HK$2,703/mo
▼ 0.25% · 3.875%
HK$51,372
−HK$1,361/mo
Today · 4.125%
HK$52,733
baseline
▲ 0.50% · 4.625%
HK$55,513
+HK$2,780/mo
Deposit HK$9.86M · loan HK$9.86M · min. income ≈ HK$105,466/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$739,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,966
−HK$3,384/mo
▼ 0.25% · 3.875%
HK$55,644
−HK$1,706/mo
Today · 4.125%
HK$57,350
baseline
▲ 0.50% · 4.625%
HK$60,839
+HK$3,489/mo
Deposit HK$7.89M · loan HK$11.83M · min. income ≈ HK$114,700/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$739,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,036
−HK$3,244/mo
▼ 0.25% · 3.875%
HK$61,646
−HK$1,634/mo
Today · 4.125%
HK$63,280
baseline
▲ 0.50% · 4.625%
HK$66,615
+HK$3,335/mo
Deposit HK$7.89M · loan HK$11.83M · min. income ≈ HK$126,560/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$739,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,960
−HK$3,948/mo
▼ 0.25% · 3.875%
HK$64,918
−HK$1,990/mo
Today · 4.125%
HK$66,908
baseline
▲ 0.50% · 4.625%
HK$70,979
+HK$4,071/mo
Deposit HK$5.92M · loan HK$13.81M · min. income ≈ HK$133,816/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$739,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,042
−HK$3,784/mo
▼ 0.25% · 3.875%
HK$71,921
−HK$1,905/mo
Today · 4.125%
HK$73,826
baseline
▲ 0.50% · 4.625%
HK$77,718
+HK$3,892/mo
Deposit HK$5.92M · loan HK$13.81M · min. income ≈ HK$147,652/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$739,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,948
−HK$5,076/mo
▼ 0.25% · 3.875%
HK$83,466
−HK$2,558/mo
Today · 4.125%
HK$86,024
baseline
▲ 0.50% · 4.625%
HK$91,259
+HK$5,235/mo
Deposit HK$1.97M · loan HK$17.75M · min. income ≈ HK$172,048/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,054
−HK$4,865/mo
▼ 0.25% · 3.875%
HK$92,469
−HK$2,450/mo
Today · 4.125%
HK$94,919
baseline
▲ 0.50% · 4.625%
HK$99,923
+HK$5,004/mo
Deposit HK$1.97M · loan HK$17.75M · min. income ≈ HK$189,838/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,576 · Scale 2, in force from 26 Feb 2026)