LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,972
−HK$2,820/mo
▼ 0.25% · 3.875%
HK$46,371
−HK$1,421/mo
Today · 4.125%
HK$47,792
baseline
▲ 0.50% · 4.625%
HK$50,701
+HK$2,909/mo
Deposit HK$9.86M · loan HK$9.86M · min. income ≈ HK$95,584/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$739,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,031
−HK$2,703/mo
▼ 0.25% · 3.875%
HK$51,373
−HK$1,361/mo
Today · 4.125%
HK$52,734
baseline
▲ 0.50% · 4.625%
HK$55,514
+HK$2,780/mo
Deposit HK$9.86M · loan HK$9.86M · min. income ≈ HK$105,468/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$739,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,967
−HK$3,384/mo
▼ 0.25% · 3.875%
HK$55,645
−HK$1,706/mo
Today · 4.125%
HK$57,351
baseline
▲ 0.50% · 4.625%
HK$60,841
+HK$3,490/mo
Deposit HK$7.89M · loan HK$11.83M · min. income ≈ HK$114,702/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$739,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,037
−HK$3,244/mo
▼ 0.25% · 3.875%
HK$61,648
−HK$1,633/mo
Today · 4.125%
HK$63,281
baseline
▲ 0.50% · 4.625%
HK$66,617
+HK$3,336/mo
Deposit HK$7.89M · loan HK$11.83M · min. income ≈ HK$126,562/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$739,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,961
−HK$3,948/mo
▼ 0.25% · 3.875%
HK$64,920
−HK$1,989/mo
Today · 4.125%
HK$66,909
baseline
▲ 0.50% · 4.625%
HK$70,981
+HK$4,072/mo
Deposit HK$5.92M · loan HK$13.81M · min. income ≈ HK$133,818/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$739,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,044
−HK$3,784/mo
▼ 0.25% · 3.875%
HK$71,922
−HK$1,906/mo
Today · 4.125%
HK$73,828
baseline
▲ 0.50% · 4.625%
HK$77,720
+HK$3,892/mo
Deposit HK$5.92M · loan HK$13.81M · min. income ≈ HK$147,656/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$739,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,950
−HK$5,076/mo
▼ 0.25% · 3.875%
HK$83,468
−HK$2,558/mo
Today · 4.125%
HK$86,026
baseline
▲ 0.50% · 4.625%
HK$91,261
+HK$5,235/mo
Deposit HK$1.97M · loan HK$17.75M · min. income ≈ HK$172,052/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,056
−HK$4,866/mo
▼ 0.25% · 3.875%
HK$92,472
−HK$2,450/mo
Today · 4.125%
HK$94,922
baseline
▲ 0.50% · 4.625%
HK$99,925
+HK$5,003/mo
Deposit HK$1.97M · loan HK$17.75M · min. income ≈ HK$189,844/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,593 · Scale 2, in force from 26 Feb 2026)