LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,973
−HK$2,820/mo
▼ 0.25% · 3.875%
HK$46,372
−HK$1,421/mo
Today · 4.125%
HK$47,793
baseline
▲ 0.50% · 4.625%
HK$50,701
+HK$2,908/mo
Deposit HK$9.86M · loan HK$9.86M · min. income ≈ HK$95,586/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$739,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,032
−HK$2,703/mo
▼ 0.25% · 3.875%
HK$51,374
−HK$1,361/mo
Today · 4.125%
HK$52,735
baseline
▲ 0.50% · 4.625%
HK$55,515
+HK$2,780/mo
Deposit HK$9.86M · loan HK$9.86M · min. income ≈ HK$105,470/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$739,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,968
−HK$3,384/mo
▼ 0.25% · 3.875%
HK$55,646
−HK$1,706/mo
Today · 4.125%
HK$57,352
baseline
▲ 0.50% · 4.625%
HK$60,842
+HK$3,490/mo
Deposit HK$7.89M · loan HK$11.83M · min. income ≈ HK$114,704/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$739,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,039
−HK$3,243/mo
▼ 0.25% · 3.875%
HK$61,649
−HK$1,633/mo
Today · 4.125%
HK$63,282
baseline
▲ 0.50% · 4.625%
HK$66,618
+HK$3,336/mo
Deposit HK$7.89M · loan HK$11.83M · min. income ≈ HK$126,564/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$739,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,962
−HK$3,949/mo
▼ 0.25% · 3.875%
HK$64,921
−HK$1,990/mo
Today · 4.125%
HK$66,911
baseline
▲ 0.50% · 4.625%
HK$70,982
+HK$4,071/mo
Deposit HK$5.92M · loan HK$13.81M · min. income ≈ HK$133,822/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$739,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,045
−HK$3,784/mo
▼ 0.25% · 3.875%
HK$71,924
−HK$1,905/mo
Today · 4.125%
HK$73,829
baseline
▲ 0.50% · 4.625%
HK$77,721
+HK$3,892/mo
Deposit HK$5.92M · loan HK$13.81M · min. income ≈ HK$147,658/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$739,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,952
−HK$5,076/mo
▼ 0.25% · 3.875%
HK$83,470
−HK$2,558/mo
Today · 4.125%
HK$86,028
baseline
▲ 0.50% · 4.625%
HK$91,263
+HK$5,235/mo
Deposit HK$1.97M · loan HK$17.75M · min. income ≈ HK$172,056/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,058
−HK$4,865/mo
▼ 0.25% · 3.875%
HK$92,473
−HK$2,450/mo
Today · 4.125%
HK$94,923
baseline
▲ 0.50% · 4.625%
HK$99,927
+HK$5,004/mo
Deposit HK$1.97M · loan HK$17.75M · min. income ≈ HK$189,846/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,607 · Scale 2, in force from 26 Feb 2026)