LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,973
−HK$2,821/mo
▼ 0.25% · 3.875%
HK$46,372
−HK$1,422/mo
Today · 4.125%
HK$47,794
baseline
▲ 0.50% · 4.625%
HK$50,702
+HK$2,908/mo
Deposit HK$9.86M · loan HK$9.86M · min. income ≈ HK$95,588/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$739,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,032
−HK$2,704/mo
▼ 0.25% · 3.875%
HK$51,374
−HK$1,362/mo
Today · 4.125%
HK$52,736
baseline
▲ 0.50% · 4.625%
HK$55,515
+HK$2,779/mo
Deposit HK$9.86M · loan HK$9.86M · min. income ≈ HK$105,472/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$739,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,968
−HK$3,384/mo
▼ 0.25% · 3.875%
HK$55,647
−HK$1,705/mo
Today · 4.125%
HK$57,352
baseline
▲ 0.50% · 4.625%
HK$60,842
+HK$3,490/mo
Deposit HK$7.89M · loan HK$11.83M · min. income ≈ HK$114,704/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$739,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,039
−HK$3,244/mo
▼ 0.25% · 3.875%
HK$61,649
−HK$1,634/mo
Today · 4.125%
HK$63,283
baseline
▲ 0.50% · 4.625%
HK$66,618
+HK$3,335/mo
Deposit HK$7.89M · loan HK$11.83M · min. income ≈ HK$126,566/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$739,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,963
−HK$3,948/mo
▼ 0.25% · 3.875%
HK$64,921
−HK$1,990/mo
Today · 4.125%
HK$66,911
baseline
▲ 0.50% · 4.625%
HK$70,982
+HK$4,071/mo
Deposit HK$5.92M · loan HK$13.81M · min. income ≈ HK$133,822/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$739,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,045
−HK$3,785/mo
▼ 0.25% · 3.875%
HK$71,924
−HK$1,906/mo
Today · 4.125%
HK$73,830
baseline
▲ 0.50% · 4.625%
HK$77,721
+HK$3,891/mo
Deposit HK$5.92M · loan HK$13.81M · min. income ≈ HK$147,660/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$739,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,952
−HK$5,077/mo
▼ 0.25% · 3.875%
HK$83,470
−HK$2,559/mo
Today · 4.125%
HK$86,029
baseline
▲ 0.50% · 4.625%
HK$91,263
+HK$5,234/mo
Deposit HK$1.97M · loan HK$17.75M · min. income ≈ HK$172,058/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,058
−HK$4,866/mo
▼ 0.25% · 3.875%
HK$92,474
−HK$2,450/mo
Today · 4.125%
HK$94,924
baseline
▲ 0.50% · 4.625%
HK$99,928
+HK$5,004/mo
Deposit HK$1.97M · loan HK$17.75M · min. income ≈ HK$189,848/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,611 · Scale 2, in force from 26 Feb 2026)