LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,974
−HK$2,820/mo
▼ 0.25% · 3.875%
HK$46,373
−HK$1,421/mo
Today · 4.125%
HK$47,794
baseline
▲ 0.50% · 4.625%
HK$50,702
+HK$2,908/mo
Deposit HK$9.86M · loan HK$9.86M · min. income ≈ HK$95,588/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$739,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,033
−HK$2,703/mo
▼ 0.25% · 3.875%
HK$51,375
−HK$1,361/mo
Today · 4.125%
HK$52,736
baseline
▲ 0.50% · 4.625%
HK$55,516
+HK$2,780/mo
Deposit HK$9.86M · loan HK$9.86M · min. income ≈ HK$105,472/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$739,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,969
−HK$3,384/mo
▼ 0.25% · 3.875%
HK$55,647
−HK$1,706/mo
Today · 4.125%
HK$57,353
baseline
▲ 0.50% · 4.625%
HK$60,843
+HK$3,490/mo
Deposit HK$7.89M · loan HK$11.83M · min. income ≈ HK$114,706/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$739,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,040
−HK$3,243/mo
▼ 0.25% · 3.875%
HK$61,650
−HK$1,633/mo
Today · 4.125%
HK$63,283
baseline
▲ 0.50% · 4.625%
HK$66,619
+HK$3,336/mo
Deposit HK$7.89M · loan HK$11.83M · min. income ≈ HK$126,566/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$739,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,963
−HK$3,949/mo
▼ 0.25% · 3.875%
HK$64,922
−HK$1,990/mo
Today · 4.125%
HK$66,912
baseline
▲ 0.50% · 4.625%
HK$70,983
+HK$4,071/mo
Deposit HK$5.92M · loan HK$13.81M · min. income ≈ HK$133,824/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$739,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,046
−HK$3,785/mo
▼ 0.25% · 3.875%
HK$71,925
−HK$1,906/mo
Today · 4.125%
HK$73,831
baseline
▲ 0.50% · 4.625%
HK$77,722
+HK$3,891/mo
Deposit HK$5.92M · loan HK$13.81M · min. income ≈ HK$147,662/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$739,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,953
−HK$5,076/mo
▼ 0.25% · 3.875%
HK$83,471
−HK$2,558/mo
Today · 4.125%
HK$86,029
baseline
▲ 0.50% · 4.625%
HK$91,264
+HK$5,235/mo
Deposit HK$1.97M · loan HK$17.75M · min. income ≈ HK$172,058/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,059
−HK$4,866/mo
▼ 0.25% · 3.875%
HK$92,475
−HK$2,450/mo
Today · 4.125%
HK$94,925
baseline
▲ 0.50% · 4.625%
HK$99,929
+HK$5,004/mo
Deposit HK$1.97M · loan HK$17.75M · min. income ≈ HK$189,850/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,619 · Scale 2, in force from 26 Feb 2026)