LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,980
−HK$2,821/mo
▼ 0.25% · 3.875%
HK$46,379
−HK$1,422/mo
Today · 4.125%
HK$47,801
baseline
▲ 0.50% · 4.625%
HK$50,709
+HK$2,908/mo
Deposit HK$9.86M · loan HK$9.86M · min. income ≈ HK$95,602/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$739,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,040
−HK$2,703/mo
▼ 0.25% · 3.875%
HK$51,382
−HK$1,361/mo
Today · 4.125%
HK$52,743
baseline
▲ 0.50% · 4.625%
HK$55,523
+HK$2,780/mo
Deposit HK$9.86M · loan HK$9.86M · min. income ≈ HK$105,486/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$739,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,976
−HK$3,385/mo
▼ 0.25% · 3.875%
HK$55,655
−HK$1,706/mo
Today · 4.125%
HK$57,361
baseline
▲ 0.50% · 4.625%
HK$60,851
+HK$3,490/mo
Deposit HK$7.89M · loan HK$11.84M · min. income ≈ HK$114,722/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$739,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,048
−HK$3,244/mo
▼ 0.25% · 3.875%
HK$61,658
−HK$1,634/mo
Today · 4.125%
HK$63,292
baseline
▲ 0.50% · 4.625%
HK$66,628
+HK$3,336/mo
Deposit HK$7.89M · loan HK$11.84M · min. income ≈ HK$126,584/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$739,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,972
−HK$3,949/mo
▼ 0.25% · 3.875%
HK$64,931
−HK$1,990/mo
Today · 4.125%
HK$66,921
baseline
▲ 0.50% · 4.625%
HK$70,993
+HK$4,072/mo
Deposit HK$5.92M · loan HK$13.81M · min. income ≈ HK$133,842/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$739,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,056
−HK$3,784/mo
▼ 0.25% · 3.875%
HK$71,934
−HK$1,906/mo
Today · 4.125%
HK$73,840
baseline
▲ 0.50% · 4.625%
HK$77,733
+HK$3,893/mo
Deposit HK$5.92M · loan HK$13.81M · min. income ≈ HK$147,680/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$739,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,964
−HK$5,077/mo
▼ 0.25% · 3.875%
HK$83,482
−HK$2,559/mo
Today · 4.125%
HK$86,041
baseline
▲ 0.50% · 4.625%
HK$91,276
+HK$5,235/mo
Deposit HK$1.97M · loan HK$17.75M · min. income ≈ HK$172,082/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,071
−HK$4,867/mo
▼ 0.25% · 3.875%
HK$92,487
−HK$2,451/mo
Today · 4.125%
HK$94,938
baseline
▲ 0.50% · 4.625%
HK$99,942
+HK$5,004/mo
Deposit HK$1.97M · loan HK$17.75M · min. income ≈ HK$189,876/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,718 · Scale 2, in force from 26 Feb 2026)