LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,981
−HK$2,821/mo
▼ 0.25% · 3.875%
HK$46,380
−HK$1,422/mo
Today · 4.125%
HK$47,802
baseline
▲ 0.50% · 4.625%
HK$50,710
+HK$2,908/mo
Deposit HK$9.86M · loan HK$9.86M · min. income ≈ HK$95,604/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$739,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,041
−HK$2,704/mo
▼ 0.25% · 3.875%
HK$51,383
−HK$1,362/mo
Today · 4.125%
HK$52,745
baseline
▲ 0.50% · 4.625%
HK$55,525
+HK$2,780/mo
Deposit HK$9.86M · loan HK$9.86M · min. income ≈ HK$105,490/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$739,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,977
−HK$3,385/mo
▼ 0.25% · 3.875%
HK$55,656
−HK$1,706/mo
Today · 4.125%
HK$57,362
baseline
▲ 0.50% · 4.625%
HK$60,852
+HK$3,490/mo
Deposit HK$7.89M · loan HK$11.84M · min. income ≈ HK$114,724/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$739,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,049
−HK$3,244/mo
▼ 0.25% · 3.875%
HK$61,660
−HK$1,633/mo
Today · 4.125%
HK$63,293
baseline
▲ 0.50% · 4.625%
HK$66,630
+HK$3,337/mo
Deposit HK$7.89M · loan HK$11.84M · min. income ≈ HK$126,586/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$739,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,973
−HK$3,949/mo
▼ 0.25% · 3.875%
HK$64,932
−HK$1,990/mo
Today · 4.125%
HK$66,922
baseline
▲ 0.50% · 4.625%
HK$70,995
+HK$4,073/mo
Deposit HK$5.92M · loan HK$13.81M · min. income ≈ HK$133,844/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$739,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,057
−HK$3,785/mo
▼ 0.25% · 3.875%
HK$71,936
−HK$1,906/mo
Today · 4.125%
HK$73,842
baseline
▲ 0.50% · 4.625%
HK$77,735
+HK$3,893/mo
Deposit HK$5.92M · loan HK$13.81M · min. income ≈ HK$147,684/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$739,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,966
−HK$5,077/mo
▼ 0.25% · 3.875%
HK$83,484
−HK$2,559/mo
Today · 4.125%
HK$86,043
baseline
▲ 0.50% · 4.625%
HK$91,279
+HK$5,236/mo
Deposit HK$1.97M · loan HK$17.75M · min. income ≈ HK$172,086/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,074
−HK$4,866/mo
▼ 0.25% · 3.875%
HK$92,489
−HK$2,451/mo
Today · 4.125%
HK$94,940
baseline
▲ 0.50% · 4.625%
HK$99,945
+HK$5,005/mo
Deposit HK$1.97M · loan HK$17.75M · min. income ≈ HK$189,880/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,737 · Scale 2, in force from 26 Feb 2026)