LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,982
−HK$2,821/mo
▼ 0.25% · 3.875%
HK$46,381
−HK$1,422/mo
Today · 4.125%
HK$47,803
baseline
▲ 0.50% · 4.625%
HK$50,712
+HK$2,909/mo
Deposit HK$9.86M · loan HK$9.86M · min. income ≈ HK$95,606/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$739,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,042
−HK$2,704/mo
▼ 0.25% · 3.875%
HK$51,384
−HK$1,362/mo
Today · 4.125%
HK$52,746
baseline
▲ 0.50% · 4.625%
HK$55,526
+HK$2,780/mo
Deposit HK$9.86M · loan HK$9.86M · min. income ≈ HK$105,492/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$739,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,979
−HK$3,385/mo
▼ 0.25% · 3.875%
HK$55,658
−HK$1,706/mo
Today · 4.125%
HK$57,364
baseline
▲ 0.50% · 4.625%
HK$60,854
+HK$3,490/mo
Deposit HK$7.89M · loan HK$11.84M · min. income ≈ HK$114,728/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$739,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,051
−HK$3,244/mo
▼ 0.25% · 3.875%
HK$61,661
−HK$1,634/mo
Today · 4.125%
HK$63,295
baseline
▲ 0.50% · 4.625%
HK$66,631
+HK$3,336/mo
Deposit HK$7.89M · loan HK$11.84M · min. income ≈ HK$126,590/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$739,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,975
−HK$3,949/mo
▼ 0.25% · 3.875%
HK$64,934
−HK$1,990/mo
Today · 4.125%
HK$66,924
baseline
▲ 0.50% · 4.625%
HK$70,996
+HK$4,072/mo
Deposit HK$5.92M · loan HK$13.81M · min. income ≈ HK$133,848/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$739,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,059
−HK$3,785/mo
▼ 0.25% · 3.875%
HK$71,938
−HK$1,906/mo
Today · 4.125%
HK$73,844
baseline
▲ 0.50% · 4.625%
HK$77,737
+HK$3,893/mo
Deposit HK$5.92M · loan HK$13.81M · min. income ≈ HK$147,688/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$739,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,968
−HK$5,077/mo
▼ 0.25% · 3.875%
HK$83,487
−HK$2,558/mo
Today · 4.125%
HK$86,045
baseline
▲ 0.50% · 4.625%
HK$91,281
+HK$5,236/mo
Deposit HK$1.97M · loan HK$17.75M · min. income ≈ HK$172,090/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,076
−HK$4,867/mo
▼ 0.25% · 3.875%
HK$92,492
−HK$2,451/mo
Today · 4.125%
HK$94,943
baseline
▲ 0.50% · 4.625%
HK$99,947
+HK$5,004/mo
Deposit HK$1.97M · loan HK$17.75M · min. income ≈ HK$189,886/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,756 · Scale 2, in force from 26 Feb 2026)