LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,984
−HK$2,821/mo
▼ 0.25% · 3.875%
HK$46,383
−HK$1,422/mo
Today · 4.125%
HK$47,805
baseline
▲ 0.50% · 4.625%
HK$50,713
+HK$2,908/mo
Deposit HK$9.86M · loan HK$9.86M · min. income ≈ HK$95,610/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$739,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,044
−HK$2,704/mo
▼ 0.25% · 3.875%
HK$51,386
−HK$1,362/mo
Today · 4.125%
HK$52,748
baseline
▲ 0.50% · 4.625%
HK$55,528
+HK$2,780/mo
Deposit HK$9.86M · loan HK$9.86M · min. income ≈ HK$105,496/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$739,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,981
−HK$3,385/mo
▼ 0.25% · 3.875%
HK$55,660
−HK$1,706/mo
Today · 4.125%
HK$57,366
baseline
▲ 0.50% · 4.625%
HK$60,856
+HK$3,490/mo
Deposit HK$7.89M · loan HK$11.84M · min. income ≈ HK$114,732/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$739,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,053
−HK$3,244/mo
▼ 0.25% · 3.875%
HK$61,663
−HK$1,634/mo
Today · 4.125%
HK$63,297
baseline
▲ 0.50% · 4.625%
HK$66,634
+HK$3,337/mo
Deposit HK$7.89M · loan HK$11.84M · min. income ≈ HK$126,594/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$739,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,977
−HK$3,949/mo
▼ 0.25% · 3.875%
HK$64,936
−HK$1,990/mo
Today · 4.125%
HK$66,926
baseline
▲ 0.50% · 4.625%
HK$70,999
+HK$4,073/mo
Deposit HK$5.92M · loan HK$13.81M · min. income ≈ HK$133,852/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$739,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,062
−HK$3,785/mo
▼ 0.25% · 3.875%
HK$71,941
−HK$1,906/mo
Today · 4.125%
HK$73,847
baseline
▲ 0.50% · 4.625%
HK$77,739
+HK$3,892/mo
Deposit HK$5.92M · loan HK$13.81M · min. income ≈ HK$147,694/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$739,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,971
−HK$5,077/mo
▼ 0.25% · 3.875%
HK$83,489
−HK$2,559/mo
Today · 4.125%
HK$86,048
baseline
▲ 0.50% · 4.625%
HK$91,284
+HK$5,236/mo
Deposit HK$1.97M · loan HK$17.75M · min. income ≈ HK$172,096/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,079
−HK$4,867/mo
▼ 0.25% · 3.875%
HK$92,495
−HK$2,451/mo
Today · 4.125%
HK$94,946
baseline
▲ 0.50% · 4.625%
HK$99,951
+HK$5,005/mo
Deposit HK$1.97M · loan HK$17.75M · min. income ≈ HK$189,892/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,782 · Scale 2, in force from 26 Feb 2026)