LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,985
−HK$2,821/mo
▼ 0.25% · 3.875%
HK$46,384
−HK$1,422/mo
Today · 4.125%
HK$47,806
baseline
▲ 0.50% · 4.625%
HK$50,714
+HK$2,908/mo
Deposit HK$9.86M · loan HK$9.86M · min. income ≈ HK$95,612/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$739,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,045
−HK$2,704/mo
▼ 0.25% · 3.875%
HK$51,387
−HK$1,362/mo
Today · 4.125%
HK$52,749
baseline
▲ 0.50% · 4.625%
HK$55,529
+HK$2,780/mo
Deposit HK$9.86M · loan HK$9.86M · min. income ≈ HK$105,498/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$739,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,982
−HK$3,385/mo
▼ 0.25% · 3.875%
HK$55,661
−HK$1,706/mo
Today · 4.125%
HK$57,367
baseline
▲ 0.50% · 4.625%
HK$60,857
+HK$3,490/mo
Deposit HK$7.89M · loan HK$11.84M · min. income ≈ HK$114,734/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$739,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,054
−HK$3,244/mo
▼ 0.25% · 3.875%
HK$61,665
−HK$1,633/mo
Today · 4.125%
HK$63,298
baseline
▲ 0.50% · 4.625%
HK$66,635
+HK$3,337/mo
Deposit HK$7.89M · loan HK$11.84M · min. income ≈ HK$126,596/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$739,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,978
−HK$3,950/mo
▼ 0.25% · 3.875%
HK$64,937
−HK$1,991/mo
Today · 4.125%
HK$66,928
baseline
▲ 0.50% · 4.625%
HK$71,000
+HK$4,072/mo
Deposit HK$5.92M · loan HK$13.81M · min. income ≈ HK$133,856/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$739,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,063
−HK$3,785/mo
▼ 0.25% · 3.875%
HK$71,942
−HK$1,906/mo
Today · 4.125%
HK$73,848
baseline
▲ 0.50% · 4.625%
HK$77,741
+HK$3,893/mo
Deposit HK$5.92M · loan HK$13.81M · min. income ≈ HK$147,696/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$739,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,972
−HK$5,078/mo
▼ 0.25% · 3.875%
HK$83,491
−HK$2,559/mo
Today · 4.125%
HK$86,050
baseline
▲ 0.50% · 4.625%
HK$91,286
+HK$5,236/mo
Deposit HK$1.97M · loan HK$17.76M · min. income ≈ HK$172,100/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,081
−HK$4,867/mo
▼ 0.25% · 3.875%
HK$92,497
−HK$2,451/mo
Today · 4.125%
HK$94,948
baseline
▲ 0.50% · 4.625%
HK$99,952
+HK$5,004/mo
Deposit HK$1.97M · loan HK$17.76M · min. income ≈ HK$189,896/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,796 · Scale 2, in force from 26 Feb 2026)