LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,988
−HK$2,821/mo
▼ 0.25% · 3.875%
HK$46,387
−HK$1,422/mo
Today · 4.125%
HK$47,809
baseline
▲ 0.50% · 4.625%
HK$50,718
+HK$2,909/mo
Deposit HK$9.86M · loan HK$9.86M · min. income ≈ HK$95,618/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$739,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,048
−HK$2,704/mo
▼ 0.25% · 3.875%
HK$51,391
−HK$1,361/mo
Today · 4.125%
HK$52,752
baseline
▲ 0.50% · 4.625%
HK$55,533
+HK$2,781/mo
Deposit HK$9.86M · loan HK$9.86M · min. income ≈ HK$105,504/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$739,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,985
−HK$3,386/mo
▼ 0.25% · 3.875%
HK$55,665
−HK$1,706/mo
Today · 4.125%
HK$57,371
baseline
▲ 0.50% · 4.625%
HK$60,861
+HK$3,490/mo
Deposit HK$7.89M · loan HK$11.84M · min. income ≈ HK$114,742/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$739,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,058
−HK$3,245/mo
▼ 0.25% · 3.875%
HK$61,669
−HK$1,634/mo
Today · 4.125%
HK$63,303
baseline
▲ 0.50% · 4.625%
HK$66,640
+HK$3,337/mo
Deposit HK$7.89M · loan HK$11.84M · min. income ≈ HK$126,606/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$739,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,983
−HK$3,949/mo
▼ 0.25% · 3.875%
HK$64,942
−HK$1,990/mo
Today · 4.125%
HK$66,932
baseline
▲ 0.50% · 4.625%
HK$71,005
+HK$4,073/mo
Deposit HK$5.92M · loan HK$13.81M · min. income ≈ HK$133,864/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$739,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,068
−HK$3,785/mo
▼ 0.25% · 3.875%
HK$71,947
−HK$1,906/mo
Today · 4.125%
HK$73,853
baseline
▲ 0.50% · 4.625%
HK$77,746
+HK$3,893/mo
Deposit HK$5.92M · loan HK$13.81M · min. income ≈ HK$147,706/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$739,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,978
−HK$5,078/mo
▼ 0.25% · 3.875%
HK$83,497
−HK$2,559/mo
Today · 4.125%
HK$86,056
baseline
▲ 0.50% · 4.625%
HK$91,292
+HK$5,236/mo
Deposit HK$1.97M · loan HK$17.76M · min. income ≈ HK$172,112/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,087
−HK$4,867/mo
▼ 0.25% · 3.875%
HK$92,503
−HK$2,451/mo
Today · 4.125%
HK$94,954
baseline
▲ 0.50% · 4.625%
HK$99,959
+HK$5,005/mo
Deposit HK$1.97M · loan HK$17.76M · min. income ≈ HK$189,908/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,847 · Scale 2, in force from 26 Feb 2026)