LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,989
−HK$2,821/mo
▼ 0.25% · 3.875%
HK$46,388
−HK$1,422/mo
Today · 4.125%
HK$47,810
baseline
▲ 0.50% · 4.625%
HK$50,719
+HK$2,909/mo
Deposit HK$9.86M · loan HK$9.86M · min. income ≈ HK$95,620/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$739,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,050
−HK$2,704/mo
▼ 0.25% · 3.875%
HK$51,392
−HK$1,362/mo
Today · 4.125%
HK$52,754
baseline
▲ 0.50% · 4.625%
HK$55,534
+HK$2,780/mo
Deposit HK$9.86M · loan HK$9.86M · min. income ≈ HK$105,508/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$739,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,987
−HK$3,385/mo
▼ 0.25% · 3.875%
HK$55,666
−HK$1,706/mo
Today · 4.125%
HK$57,372
baseline
▲ 0.50% · 4.625%
HK$60,863
+HK$3,491/mo
Deposit HK$7.89M · loan HK$11.84M · min. income ≈ HK$114,744/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$739,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,060
−HK$3,244/mo
▼ 0.25% · 3.875%
HK$61,670
−HK$1,634/mo
Today · 4.125%
HK$63,304
baseline
▲ 0.50% · 4.625%
HK$66,641
+HK$3,337/mo
Deposit HK$7.89M · loan HK$11.84M · min. income ≈ HK$126,608/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$739,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,984
−HK$3,950/mo
▼ 0.25% · 3.875%
HK$64,944
−HK$1,990/mo
Today · 4.125%
HK$66,934
baseline
▲ 0.50% · 4.625%
HK$71,007
+HK$4,073/mo
Deposit HK$5.92M · loan HK$13.81M · min. income ≈ HK$133,868/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$739,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,070
−HK$3,785/mo
▼ 0.25% · 3.875%
HK$71,949
−HK$1,906/mo
Today · 4.125%
HK$73,855
baseline
▲ 0.50% · 4.625%
HK$77,748
+HK$3,893/mo
Deposit HK$5.92M · loan HK$13.81M · min. income ≈ HK$147,710/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$739,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,980
−HK$5,078/mo
▼ 0.25% · 3.875%
HK$83,499
−HK$2,559/mo
Today · 4.125%
HK$86,058
baseline
▲ 0.50% · 4.625%
HK$91,295
+HK$5,237/mo
Deposit HK$1.97M · loan HK$17.76M · min. income ≈ HK$172,116/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,089
−HK$4,868/mo
▼ 0.25% · 3.875%
HK$92,506
−HK$2,451/mo
Today · 4.125%
HK$94,957
baseline
▲ 0.50% · 4.625%
HK$99,962
+HK$5,005/mo
Deposit HK$1.97M · loan HK$17.76M · min. income ≈ HK$189,914/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,866 · Scale 2, in force from 26 Feb 2026)