LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,990
−HK$2,821/mo
▼ 0.25% · 3.875%
HK$46,389
−HK$1,422/mo
Today · 4.125%
HK$47,811
baseline
▲ 0.50% · 4.625%
HK$50,720
+HK$2,909/mo
Deposit HK$9.87M · loan HK$9.87M · min. income ≈ HK$95,622/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$739,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,051
−HK$2,704/mo
▼ 0.25% · 3.875%
HK$51,393
−HK$1,362/mo
Today · 4.125%
HK$52,755
baseline
▲ 0.50% · 4.625%
HK$55,536
+HK$2,781/mo
Deposit HK$9.87M · loan HK$9.87M · min. income ≈ HK$105,510/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$739,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,988
−HK$3,385/mo
▼ 0.25% · 3.875%
HK$55,667
−HK$1,706/mo
Today · 4.125%
HK$57,373
baseline
▲ 0.50% · 4.625%
HK$60,864
+HK$3,491/mo
Deposit HK$7.89M · loan HK$11.84M · min. income ≈ HK$114,746/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$739,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,061
−HK$3,245/mo
▼ 0.25% · 3.875%
HK$61,672
−HK$1,634/mo
Today · 4.125%
HK$63,306
baseline
▲ 0.50% · 4.625%
HK$66,643
+HK$3,337/mo
Deposit HK$7.89M · loan HK$11.84M · min. income ≈ HK$126,612/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$739,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,986
−HK$3,950/mo
▼ 0.25% · 3.875%
HK$64,945
−HK$1,991/mo
Today · 4.125%
HK$66,936
baseline
▲ 0.50% · 4.625%
HK$71,008
+HK$4,072/mo
Deposit HK$5.92M · loan HK$13.81M · min. income ≈ HK$133,872/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$739,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,071
−HK$3,786/mo
▼ 0.25% · 3.875%
HK$71,950
−HK$1,907/mo
Today · 4.125%
HK$73,857
baseline
▲ 0.50% · 4.625%
HK$77,750
+HK$3,893/mo
Deposit HK$5.92M · loan HK$13.81M · min. income ≈ HK$147,714/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$739,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,982
−HK$5,078/mo
▼ 0.25% · 3.875%
HK$83,501
−HK$2,559/mo
Today · 4.125%
HK$86,060
baseline
▲ 0.50% · 4.625%
HK$91,297
+HK$5,237/mo
Deposit HK$1.97M · loan HK$17.76M · min. income ≈ HK$172,120/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,091
−HK$4,868/mo
▼ 0.25% · 3.875%
HK$92,508
−HK$2,451/mo
Today · 4.125%
HK$94,959
baseline
▲ 0.50% · 4.625%
HK$99,964
+HK$5,005/mo
Deposit HK$1.97M · loan HK$17.76M · min. income ≈ HK$189,918/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,882 · Scale 2, in force from 26 Feb 2026)