LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,991
−HK$2,821/mo
▼ 0.25% · 3.875%
HK$46,390
−HK$1,422/mo
Today · 4.125%
HK$47,812
baseline
▲ 0.50% · 4.625%
HK$50,721
+HK$2,909/mo
Deposit HK$9.87M · loan HK$9.87M · min. income ≈ HK$95,624/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$739,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,051
−HK$2,705/mo
▼ 0.25% · 3.875%
HK$51,394
−HK$1,362/mo
Today · 4.125%
HK$52,756
baseline
▲ 0.50% · 4.625%
HK$55,536
+HK$2,780/mo
Deposit HK$9.87M · loan HK$9.87M · min. income ≈ HK$105,512/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$739,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,989
−HK$3,385/mo
▼ 0.25% · 3.875%
HK$55,668
−HK$1,706/mo
Today · 4.125%
HK$57,374
baseline
▲ 0.50% · 4.625%
HK$60,865
+HK$3,491/mo
Deposit HK$7.89M · loan HK$11.84M · min. income ≈ HK$114,748/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$739,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,062
−HK$3,245/mo
▼ 0.25% · 3.875%
HK$61,673
−HK$1,634/mo
Today · 4.125%
HK$63,307
baseline
▲ 0.50% · 4.625%
HK$66,644
+HK$3,337/mo
Deposit HK$7.89M · loan HK$11.84M · min. income ≈ HK$126,614/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$739,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,987
−HK$3,950/mo
▼ 0.25% · 3.875%
HK$64,946
−HK$1,991/mo
Today · 4.125%
HK$66,937
baseline
▲ 0.50% · 4.625%
HK$71,009
+HK$4,072/mo
Deposit HK$5.92M · loan HK$13.81M · min. income ≈ HK$133,874/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$739,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,072
−HK$3,786/mo
▼ 0.25% · 3.875%
HK$71,951
−HK$1,907/mo
Today · 4.125%
HK$73,858
baseline
▲ 0.50% · 4.625%
HK$77,751
+HK$3,893/mo
Deposit HK$5.92M · loan HK$13.81M · min. income ≈ HK$147,716/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$739,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,983
−HK$5,078/mo
▼ 0.25% · 3.875%
HK$83,502
−HK$2,559/mo
Today · 4.125%
HK$86,061
baseline
▲ 0.50% · 4.625%
HK$91,298
+HK$5,237/mo
Deposit HK$1.97M · loan HK$17.76M · min. income ≈ HK$172,122/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,093
−HK$4,867/mo
▼ 0.25% · 3.875%
HK$92,509
−HK$2,451/mo
Today · 4.125%
HK$94,960
baseline
▲ 0.50% · 4.625%
HK$99,966
+HK$5,006/mo
Deposit HK$1.97M · loan HK$17.76M · min. income ≈ HK$189,920/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,893 · Scale 2, in force from 26 Feb 2026)