LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,993
−HK$2,821/mo
▼ 0.25% · 3.875%
HK$46,392
−HK$1,422/mo
Today · 4.125%
HK$47,814
baseline
▲ 0.50% · 4.625%
HK$50,724
+HK$2,910/mo
Deposit HK$9.87M · loan HK$9.87M · min. income ≈ HK$95,628/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$739,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,054
−HK$2,704/mo
▼ 0.25% · 3.875%
HK$51,397
−HK$1,361/mo
Today · 4.125%
HK$52,758
baseline
▲ 0.50% · 4.625%
HK$55,539
+HK$2,781/mo
Deposit HK$9.87M · loan HK$9.87M · min. income ≈ HK$105,516/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$739,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,991
−HK$3,386/mo
▼ 0.25% · 3.875%
HK$55,671
−HK$1,706/mo
Today · 4.125%
HK$57,377
baseline
▲ 0.50% · 4.625%
HK$60,868
+HK$3,491/mo
Deposit HK$7.89M · loan HK$11.84M · min. income ≈ HK$114,754/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$739,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,065
−HK$3,245/mo
▼ 0.25% · 3.875%
HK$61,676
−HK$1,634/mo
Today · 4.125%
HK$63,310
baseline
▲ 0.50% · 4.625%
HK$66,647
+HK$3,337/mo
Deposit HK$7.89M · loan HK$11.84M · min. income ≈ HK$126,620/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$739,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,990
−HK$3,950/mo
▼ 0.25% · 3.875%
HK$64,949
−HK$1,991/mo
Today · 4.125%
HK$66,940
baseline
▲ 0.50% · 4.625%
HK$71,013
+HK$4,073/mo
Deposit HK$5.92M · loan HK$13.81M · min. income ≈ HK$133,880/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$739,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,076
−HK$3,786/mo
▼ 0.25% · 3.875%
HK$71,955
−HK$1,907/mo
Today · 4.125%
HK$73,862
baseline
▲ 0.50% · 4.625%
HK$77,755
+HK$3,893/mo
Deposit HK$5.92M · loan HK$13.81M · min. income ≈ HK$147,724/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$739,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,987
−HK$5,079/mo
▼ 0.25% · 3.875%
HK$83,506
−HK$2,560/mo
Today · 4.125%
HK$86,066
baseline
▲ 0.50% · 4.625%
HK$91,303
+HK$5,237/mo
Deposit HK$1.97M · loan HK$17.76M · min. income ≈ HK$172,132/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,097
−HK$4,868/mo
▼ 0.25% · 3.875%
HK$92,514
−HK$2,451/mo
Today · 4.125%
HK$94,965
baseline
▲ 0.50% · 4.625%
HK$99,971
+HK$5,006/mo
Deposit HK$1.97M · loan HK$17.76M · min. income ≈ HK$189,930/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,931 · Scale 2, in force from 26 Feb 2026)