LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,994
−HK$2,821/mo
▼ 0.25% · 3.875%
HK$46,393
−HK$1,422/mo
Today · 4.125%
HK$47,815
baseline
▲ 0.50% · 4.625%
HK$50,725
+HK$2,910/mo
Deposit HK$9.87M · loan HK$9.87M · min. income ≈ HK$95,630/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$739,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,055
−HK$2,704/mo
▼ 0.25% · 3.875%
HK$51,397
−HK$1,362/mo
Today · 4.125%
HK$52,759
baseline
▲ 0.50% · 4.625%
HK$55,540
+HK$2,781/mo
Deposit HK$9.87M · loan HK$9.87M · min. income ≈ HK$105,518/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$739,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,992
−HK$3,386/mo
▼ 0.25% · 3.875%
HK$55,672
−HK$1,706/mo
Today · 4.125%
HK$57,378
baseline
▲ 0.50% · 4.625%
HK$60,870
+HK$3,492/mo
Deposit HK$7.89M · loan HK$11.84M · min. income ≈ HK$114,756/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$739,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,066
−HK$3,245/mo
▼ 0.25% · 3.875%
HK$61,677
−HK$1,634/mo
Today · 4.125%
HK$63,311
baseline
▲ 0.50% · 4.625%
HK$66,648
+HK$3,337/mo
Deposit HK$7.89M · loan HK$11.84M · min. income ≈ HK$126,622/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$739,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,991
−HK$3,950/mo
▼ 0.25% · 3.875%
HK$64,950
−HK$1,991/mo
Today · 4.125%
HK$66,941
baseline
▲ 0.50% · 4.625%
HK$71,014
+HK$4,073/mo
Deposit HK$5.92M · loan HK$13.81M · min. income ≈ HK$133,882/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$739,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,077
−HK$3,786/mo
▼ 0.25% · 3.875%
HK$71,956
−HK$1,907/mo
Today · 4.125%
HK$73,863
baseline
▲ 0.50% · 4.625%
HK$77,756
+HK$3,893/mo
Deposit HK$5.92M · loan HK$13.81M · min. income ≈ HK$147,726/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$739,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,989
−HK$5,078/mo
▼ 0.25% · 3.875%
HK$83,508
−HK$2,559/mo
Today · 4.125%
HK$86,067
baseline
▲ 0.50% · 4.625%
HK$91,304
+HK$5,237/mo
Deposit HK$1.97M · loan HK$17.76M · min. income ≈ HK$172,134/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,099
−HK$4,868/mo
▼ 0.25% · 3.875%
HK$92,515
−HK$2,452/mo
Today · 4.125%
HK$94,967
baseline
▲ 0.50% · 4.625%
HK$99,973
+HK$5,006/mo
Deposit HK$1.97M · loan HK$17.76M · min. income ≈ HK$189,934/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,944 · Scale 2, in force from 26 Feb 2026)