LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,995
−HK$2,821/mo
▼ 0.25% · 3.875%
HK$46,394
−HK$1,422/mo
Today · 4.125%
HK$47,816
baseline
▲ 0.50% · 4.625%
HK$50,726
+HK$2,910/mo
Deposit HK$9.87M · loan HK$9.87M · min. income ≈ HK$95,632/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$739,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,056
−HK$2,705/mo
▼ 0.25% · 3.875%
HK$51,399
−HK$1,362/mo
Today · 4.125%
HK$52,761
baseline
▲ 0.50% · 4.625%
HK$55,542
+HK$2,781/mo
Deposit HK$9.87M · loan HK$9.87M · min. income ≈ HK$105,522/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$739,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,994
−HK$3,386/mo
▼ 0.25% · 3.875%
HK$55,673
−HK$1,707/mo
Today · 4.125%
HK$57,380
baseline
▲ 0.50% · 4.625%
HK$60,871
+HK$3,491/mo
Deposit HK$7.89M · loan HK$11.84M · min. income ≈ HK$114,760/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$739,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,068
−HK$3,245/mo
▼ 0.25% · 3.875%
HK$61,679
−HK$1,634/mo
Today · 4.125%
HK$63,313
baseline
▲ 0.50% · 4.625%
HK$66,650
+HK$3,337/mo
Deposit HK$7.89M · loan HK$11.84M · min. income ≈ HK$126,626/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$739,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,993
−HK$3,950/mo
▼ 0.25% · 3.875%
HK$64,952
−HK$1,991/mo
Today · 4.125%
HK$66,943
baseline
▲ 0.50% · 4.625%
HK$71,016
+HK$4,073/mo
Deposit HK$5.92M · loan HK$13.81M · min. income ≈ HK$133,886/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$739,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,079
−HK$3,786/mo
▼ 0.25% · 3.875%
HK$71,958
−HK$1,907/mo
Today · 4.125%
HK$73,865
baseline
▲ 0.50% · 4.625%
HK$77,758
+HK$3,893/mo
Deposit HK$5.92M · loan HK$13.81M · min. income ≈ HK$147,730/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$739,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,991
−HK$5,078/mo
▼ 0.25% · 3.875%
HK$83,510
−HK$2,559/mo
Today · 4.125%
HK$86,069
baseline
▲ 0.50% · 4.625%
HK$91,307
+HK$5,238/mo
Deposit HK$1.97M · loan HK$17.76M · min. income ≈ HK$172,138/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,101
−HK$4,868/mo
▼ 0.25% · 3.875%
HK$92,518
−HK$2,451/mo
Today · 4.125%
HK$94,969
baseline
▲ 0.50% · 4.625%
HK$99,975
+HK$5,006/mo
Deposit HK$1.97M · loan HK$17.76M · min. income ≈ HK$189,938/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,963 · Scale 2, in force from 26 Feb 2026)