LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,996
−HK$2,821/mo
▼ 0.25% · 3.875%
HK$46,395
−HK$1,422/mo
Today · 4.125%
HK$47,817
baseline
▲ 0.50% · 4.625%
HK$50,727
+HK$2,910/mo
Deposit HK$9.87M · loan HK$9.87M · min. income ≈ HK$95,634/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$739,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,057
−HK$2,704/mo
▼ 0.25% · 3.875%
HK$51,400
−HK$1,361/mo
Today · 4.125%
HK$52,761
baseline
▲ 0.50% · 4.625%
HK$55,543
+HK$2,782/mo
Deposit HK$9.87M · loan HK$9.87M · min. income ≈ HK$105,522/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$739,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,995
−HK$3,386/mo
▼ 0.25% · 3.875%
HK$55,674
−HK$1,707/mo
Today · 4.125%
HK$57,381
baseline
▲ 0.50% · 4.625%
HK$60,872
+HK$3,491/mo
Deposit HK$7.89M · loan HK$11.84M · min. income ≈ HK$114,762/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$739,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,068
−HK$3,246/mo
▼ 0.25% · 3.875%
HK$61,679
−HK$1,635/mo
Today · 4.125%
HK$63,314
baseline
▲ 0.50% · 4.625%
HK$66,651
+HK$3,337/mo
Deposit HK$7.89M · loan HK$11.84M · min. income ≈ HK$126,628/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$739,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,994
−HK$3,950/mo
▼ 0.25% · 3.875%
HK$64,953
−HK$1,991/mo
Today · 4.125%
HK$66,944
baseline
▲ 0.50% · 4.625%
HK$71,017
+HK$4,073/mo
Deposit HK$5.92M · loan HK$13.81M · min. income ≈ HK$133,888/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$739,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,080
−HK$3,786/mo
▼ 0.25% · 3.875%
HK$71,959
−HK$1,907/mo
Today · 4.125%
HK$73,866
baseline
▲ 0.50% · 4.625%
HK$77,760
+HK$3,894/mo
Deposit HK$5.92M · loan HK$13.81M · min. income ≈ HK$147,732/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$739,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,992
−HK$5,079/mo
▼ 0.25% · 3.875%
HK$83,511
−HK$2,560/mo
Today · 4.125%
HK$86,071
baseline
▲ 0.50% · 4.625%
HK$91,308
+HK$5,237/mo
Deposit HK$1.97M · loan HK$17.76M · min. income ≈ HK$172,142/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,103
−HK$4,868/mo
▼ 0.25% · 3.875%
HK$92,519
−HK$2,452/mo
Today · 4.125%
HK$94,971
baseline
▲ 0.50% · 4.625%
HK$99,977
+HK$5,006/mo
Deposit HK$1.97M · loan HK$17.76M · min. income ≈ HK$189,942/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,975 · Scale 2, in force from 26 Feb 2026)