LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,997
−HK$2,821/mo
▼ 0.25% · 3.875%
HK$46,396
−HK$1,422/mo
Today · 4.125%
HK$47,818
baseline
▲ 0.50% · 4.625%
HK$50,728
+HK$2,910/mo
Deposit HK$9.87M · loan HK$9.87M · min. income ≈ HK$95,636/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$739,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,058
−HK$2,705/mo
▼ 0.25% · 3.875%
HK$51,401
−HK$1,362/mo
Today · 4.125%
HK$52,763
baseline
▲ 0.50% · 4.625%
HK$55,544
+HK$2,781/mo
Deposit HK$9.87M · loan HK$9.87M · min. income ≈ HK$105,526/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$739,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,996
−HK$3,386/mo
▼ 0.25% · 3.875%
HK$55,676
−HK$1,706/mo
Today · 4.125%
HK$57,382
baseline
▲ 0.50% · 4.625%
HK$60,874
+HK$3,492/mo
Deposit HK$7.89M · loan HK$11.84M · min. income ≈ HK$114,764/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$739,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,070
−HK$3,245/mo
▼ 0.25% · 3.875%
HK$61,681
−HK$1,634/mo
Today · 4.125%
HK$63,315
baseline
▲ 0.50% · 4.625%
HK$66,653
+HK$3,338/mo
Deposit HK$7.89M · loan HK$11.84M · min. income ≈ HK$126,630/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$739,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,995
−HK$3,951/mo
▼ 0.25% · 3.875%
HK$64,955
−HK$1,991/mo
Today · 4.125%
HK$66,946
baseline
▲ 0.50% · 4.625%
HK$71,019
+HK$4,073/mo
Deposit HK$5.92M · loan HK$13.81M · min. income ≈ HK$133,892/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$739,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,082
−HK$3,786/mo
▼ 0.25% · 3.875%
HK$71,961
−HK$1,907/mo
Today · 4.125%
HK$73,868
baseline
▲ 0.50% · 4.625%
HK$77,762
+HK$3,894/mo
Deposit HK$5.92M · loan HK$13.81M · min. income ≈ HK$147,736/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$739,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,994
−HK$5,079/mo
▼ 0.25% · 3.875%
HK$83,513
−HK$2,560/mo
Today · 4.125%
HK$86,073
baseline
▲ 0.50% · 4.625%
HK$91,310
+HK$5,237/mo
Deposit HK$1.97M · loan HK$17.76M · min. income ≈ HK$172,146/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,105
−HK$4,868/mo
▼ 0.25% · 3.875%
HK$92,522
−HK$2,451/mo
Today · 4.125%
HK$94,973
baseline
▲ 0.50% · 4.625%
HK$99,979
+HK$5,006/mo
Deposit HK$1.97M · loan HK$17.76M · min. income ≈ HK$189,946/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,995 · Scale 2, in force from 26 Feb 2026)