LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,997
−HK$2,822/mo
▼ 0.25% · 3.875%
HK$46,397
−HK$1,422/mo
Today · 4.125%
HK$47,819
baseline
▲ 0.50% · 4.625%
HK$50,728
+HK$2,909/mo
Deposit HK$9.87M · loan HK$9.87M · min. income ≈ HK$95,638/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$739,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,059
−HK$2,704/mo
▼ 0.25% · 3.875%
HK$51,401
−HK$1,362/mo
Today · 4.125%
HK$52,763
baseline
▲ 0.50% · 4.625%
HK$55,544
+HK$2,781/mo
Deposit HK$9.87M · loan HK$9.87M · min. income ≈ HK$105,526/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$739,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,996
−HK$3,386/mo
▼ 0.25% · 3.875%
HK$55,676
−HK$1,706/mo
Today · 4.125%
HK$57,382
baseline
▲ 0.50% · 4.625%
HK$60,874
+HK$3,492/mo
Deposit HK$7.89M · loan HK$11.84M · min. income ≈ HK$114,764/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$739,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,070
−HK$3,246/mo
▼ 0.25% · 3.875%
HK$61,681
−HK$1,635/mo
Today · 4.125%
HK$63,316
baseline
▲ 0.50% · 4.625%
HK$66,653
+HK$3,337/mo
Deposit HK$7.89M · loan HK$11.84M · min. income ≈ HK$126,632/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$739,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,996
−HK$3,950/mo
▼ 0.25% · 3.875%
HK$64,955
−HK$1,991/mo
Today · 4.125%
HK$66,946
baseline
▲ 0.50% · 4.625%
HK$71,020
+HK$4,074/mo
Deposit HK$5.92M · loan HK$13.81M · min. income ≈ HK$133,892/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$739,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,082
−HK$3,786/mo
▼ 0.25% · 3.875%
HK$71,962
−HK$1,906/mo
Today · 4.125%
HK$73,868
baseline
▲ 0.50% · 4.625%
HK$77,762
+HK$3,894/mo
Deposit HK$5.92M · loan HK$13.81M · min. income ≈ HK$147,736/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$739,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,994
−HK$5,079/mo
▼ 0.25% · 3.875%
HK$83,514
−HK$2,559/mo
Today · 4.125%
HK$86,073
baseline
▲ 0.50% · 4.625%
HK$91,311
+HK$5,238/mo
Deposit HK$1.97M · loan HK$17.76M · min. income ≈ HK$172,146/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,105
−HK$4,869/mo
▼ 0.25% · 3.875%
HK$92,522
−HK$2,452/mo
Today · 4.125%
HK$94,974
baseline
▲ 0.50% · 4.625%
HK$99,980
+HK$5,006/mo
Deposit HK$1.97M · loan HK$17.76M · min. income ≈ HK$189,948/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$739,997 · Scale 2, in force from 26 Feb 2026)