LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,998
−HK$2,822/mo
▼ 0.25% · 3.875%
HK$46,398
−HK$1,422/mo
Today · 4.125%
HK$47,820
baseline
▲ 0.50% · 4.625%
HK$50,729
+HK$2,909/mo
Deposit HK$9.87M · loan HK$9.87M · min. income ≈ HK$95,640/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$740,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,060
−HK$2,704/mo
▼ 0.25% · 3.875%
HK$51,402
−HK$1,362/mo
Today · 4.125%
HK$52,764
baseline
▲ 0.50% · 4.625%
HK$55,546
+HK$2,782/mo
Deposit HK$9.87M · loan HK$9.87M · min. income ≈ HK$105,528/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$740,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,998
−HK$3,386/mo
▼ 0.25% · 3.875%
HK$55,677
−HK$1,707/mo
Today · 4.125%
HK$57,384
baseline
▲ 0.50% · 4.625%
HK$60,875
+HK$3,491/mo
Deposit HK$7.89M · loan HK$11.84M · min. income ≈ HK$114,768/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$740,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,072
−HK$3,245/mo
▼ 0.25% · 3.875%
HK$61,683
−HK$1,634/mo
Today · 4.125%
HK$63,317
baseline
▲ 0.50% · 4.625%
HK$66,655
+HK$3,338/mo
Deposit HK$7.89M · loan HK$11.84M · min. income ≈ HK$126,634/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$740,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,997
−HK$3,951/mo
▼ 0.25% · 3.875%
HK$64,957
−HK$1,991/mo
Today · 4.125%
HK$66,948
baseline
▲ 0.50% · 4.625%
HK$71,021
+HK$4,073/mo
Deposit HK$5.92M · loan HK$13.81M · min. income ≈ HK$133,896/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$740,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,084
−HK$3,786/mo
▼ 0.25% · 3.875%
HK$71,963
−HK$1,907/mo
Today · 4.125%
HK$73,870
baseline
▲ 0.50% · 4.625%
HK$77,764
+HK$3,894/mo
Deposit HK$5.92M · loan HK$13.81M · min. income ≈ HK$147,740/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$740,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,996
−HK$5,080/mo
▼ 0.25% · 3.875%
HK$83,516
−HK$2,560/mo
Today · 4.125%
HK$86,076
baseline
▲ 0.50% · 4.625%
HK$91,313
+HK$5,237/mo
Deposit HK$1.97M · loan HK$17.76M · min. income ≈ HK$172,152/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$740,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,108
−HK$4,868/mo
▼ 0.25% · 3.875%
HK$92,524
−HK$2,452/mo
Today · 4.125%
HK$94,976
baseline
▲ 0.50% · 4.625%
HK$99,982
+HK$5,006/mo
Deposit HK$1.97M · loan HK$17.76M · min. income ≈ HK$189,952/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$740,016 · Scale 2, in force from 26 Feb 2026)