LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,998
−HK$2,822/mo
▼ 0.25% · 3.875%
HK$46,398
−HK$1,422/mo
Today · 4.125%
HK$47,820
baseline
▲ 0.50% · 4.625%
HK$50,730
+HK$2,910/mo
Deposit HK$9.87M · loan HK$9.87M · min. income ≈ HK$95,640/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$740,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,060
−HK$2,705/mo
▼ 0.25% · 3.875%
HK$51,403
−HK$1,362/mo
Today · 4.125%
HK$52,765
baseline
▲ 0.50% · 4.625%
HK$55,546
+HK$2,781/mo
Deposit HK$9.87M · loan HK$9.87M · min. income ≈ HK$105,530/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$740,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,998
−HK$3,386/mo
▼ 0.25% · 3.875%
HK$55,678
−HK$1,706/mo
Today · 4.125%
HK$57,384
baseline
▲ 0.50% · 4.625%
HK$60,876
+HK$3,492/mo
Deposit HK$7.89M · loan HK$11.84M · min. income ≈ HK$114,768/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$740,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,072
−HK$3,246/mo
▼ 0.25% · 3.875%
HK$61,683
−HK$1,635/mo
Today · 4.125%
HK$63,318
baseline
▲ 0.50% · 4.625%
HK$66,655
+HK$3,337/mo
Deposit HK$7.89M · loan HK$11.84M · min. income ≈ HK$126,636/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$740,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,998
−HK$3,950/mo
▼ 0.25% · 3.875%
HK$64,957
−HK$1,991/mo
Today · 4.125%
HK$66,948
baseline
▲ 0.50% · 4.625%
HK$71,022
+HK$4,074/mo
Deposit HK$5.92M · loan HK$13.81M · min. income ≈ HK$133,896/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$740,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,084
−HK$3,787/mo
▼ 0.25% · 3.875%
HK$71,964
−HK$1,907/mo
Today · 4.125%
HK$73,871
baseline
▲ 0.50% · 4.625%
HK$77,764
+HK$3,893/mo
Deposit HK$5.92M · loan HK$13.81M · min. income ≈ HK$147,742/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$740,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,997
−HK$5,079/mo
▼ 0.25% · 3.875%
HK$83,516
−HK$2,560/mo
Today · 4.125%
HK$86,076
baseline
▲ 0.50% · 4.625%
HK$91,314
+HK$5,238/mo
Deposit HK$1.97M · loan HK$17.76M · min. income ≈ HK$172,152/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$740,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,108
−HK$4,868/mo
▼ 0.25% · 3.875%
HK$92,525
−HK$2,451/mo
Today · 4.125%
HK$94,976
baseline
▲ 0.50% · 4.625%
HK$99,983
+HK$5,007/mo
Deposit HK$1.97M · loan HK$17.76M · min. income ≈ HK$189,952/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$740,020 · Scale 2, in force from 26 Feb 2026)