LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,999
−HK$2,822/mo
▼ 0.25% · 3.875%
HK$46,399
−HK$1,422/mo
Today · 4.125%
HK$47,821
baseline
▲ 0.50% · 4.625%
HK$50,730
+HK$2,909/mo
Deposit HK$9.87M · loan HK$9.87M · min. income ≈ HK$95,642/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$740,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,061
−HK$2,704/mo
▼ 0.25% · 3.875%
HK$51,403
−HK$1,362/mo
Today · 4.125%
HK$52,765
baseline
▲ 0.50% · 4.625%
HK$55,547
+HK$2,782/mo
Deposit HK$9.87M · loan HK$9.87M · min. income ≈ HK$105,530/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$740,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,999
−HK$3,386/mo
▼ 0.25% · 3.875%
HK$55,678
−HK$1,707/mo
Today · 4.125%
HK$57,385
baseline
▲ 0.50% · 4.625%
HK$60,877
+HK$3,492/mo
Deposit HK$7.89M · loan HK$11.84M · min. income ≈ HK$114,770/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$740,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,073
−HK$3,245/mo
▼ 0.25% · 3.875%
HK$61,684
−HK$1,634/mo
Today · 4.125%
HK$63,318
baseline
▲ 0.50% · 4.625%
HK$66,656
+HK$3,338/mo
Deposit HK$7.89M · loan HK$11.84M · min. income ≈ HK$126,636/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$740,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,998
−HK$3,951/mo
▼ 0.25% · 3.875%
HK$64,958
−HK$1,991/mo
Today · 4.125%
HK$66,949
baseline
▲ 0.50% · 4.625%
HK$71,023
+HK$4,074/mo
Deposit HK$5.92M · loan HK$13.81M · min. income ≈ HK$133,898/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$740,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,085
−HK$3,787/mo
▼ 0.25% · 3.875%
HK$71,965
−HK$1,907/mo
Today · 4.125%
HK$73,872
baseline
▲ 0.50% · 4.625%
HK$77,765
+HK$3,893/mo
Deposit HK$5.92M · loan HK$13.81M · min. income ≈ HK$147,744/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$740,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,998
−HK$5,079/mo
▼ 0.25% · 3.875%
HK$83,517
−HK$2,560/mo
Today · 4.125%
HK$86,077
baseline
▲ 0.50% · 4.625%
HK$91,315
+HK$5,238/mo
Deposit HK$1.97M · loan HK$17.76M · min. income ≈ HK$172,154/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$740,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,109
−HK$4,869/mo
▼ 0.25% · 3.875%
HK$92,526
−HK$2,452/mo
Today · 4.125%
HK$94,978
baseline
▲ 0.50% · 4.625%
HK$99,984
+HK$5,006/mo
Deposit HK$1.97M · loan HK$17.76M · min. income ≈ HK$189,956/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$740,030 · Scale 2, in force from 26 Feb 2026)