LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,000
−HK$2,822/mo
▼ 0.25% · 3.875%
HK$46,400
−HK$1,422/mo
Today · 4.125%
HK$47,822
baseline
▲ 0.50% · 4.625%
HK$50,732
+HK$2,910/mo
Deposit HK$9.87M · loan HK$9.87M · min. income ≈ HK$95,644/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$740,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,063
−HK$2,704/mo
▼ 0.25% · 3.875%
HK$51,405
−HK$1,362/mo
Today · 4.125%
HK$52,767
baseline
▲ 0.50% · 4.625%
HK$55,549
+HK$2,782/mo
Deposit HK$9.87M · loan HK$9.87M · min. income ≈ HK$105,534/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$740,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,001
−HK$3,386/mo
▼ 0.25% · 3.875%
HK$55,680
−HK$1,707/mo
Today · 4.125%
HK$57,387
baseline
▲ 0.50% · 4.625%
HK$60,879
+HK$3,492/mo
Deposit HK$7.89M · loan HK$11.84M · min. income ≈ HK$114,774/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$740,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,075
−HK$3,246/mo
▼ 0.25% · 3.875%
HK$61,686
−HK$1,635/mo
Today · 4.125%
HK$63,321
baseline
▲ 0.50% · 4.625%
HK$66,658
+HK$3,337/mo
Deposit HK$7.89M · loan HK$11.84M · min. income ≈ HK$126,642/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$740,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,001
−HK$3,950/mo
▼ 0.25% · 3.875%
HK$64,960
−HK$1,991/mo
Today · 4.125%
HK$66,951
baseline
▲ 0.50% · 4.625%
HK$71,025
+HK$4,074/mo
Deposit HK$5.92M · loan HK$13.81M · min. income ≈ HK$133,902/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$740,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,088
−HK$3,786/mo
▼ 0.25% · 3.875%
HK$71,967
−HK$1,907/mo
Today · 4.125%
HK$73,874
baseline
▲ 0.50% · 4.625%
HK$77,768
+HK$3,894/mo
Deposit HK$5.92M · loan HK$13.81M · min. income ≈ HK$147,748/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$740,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,001
−HK$5,079/mo
▼ 0.25% · 3.875%
HK$83,520
−HK$2,560/mo
Today · 4.125%
HK$86,080
baseline
▲ 0.50% · 4.625%
HK$91,318
+HK$5,238/mo
Deposit HK$1.97M · loan HK$17.76M · min. income ≈ HK$172,160/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$740,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,113
−HK$4,868/mo
▼ 0.25% · 3.875%
HK$92,529
−HK$2,452/mo
Today · 4.125%
HK$94,981
baseline
▲ 0.50% · 4.625%
HK$99,988
+HK$5,007/mo
Deposit HK$1.97M · loan HK$17.76M · min. income ≈ HK$189,962/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$740,056 · Scale 2, in force from 26 Feb 2026)