LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,003
−HK$2,822/mo
▼ 0.25% · 3.875%
HK$46,403
−HK$1,422/mo
Today · 4.125%
HK$47,825
baseline
▲ 0.50% · 4.625%
HK$50,735
+HK$2,910/mo
Deposit HK$9.87M · loan HK$9.87M · min. income ≈ HK$95,650/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$740,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,065
−HK$2,705/mo
▼ 0.25% · 3.875%
HK$51,408
−HK$1,362/mo
Today · 4.125%
HK$52,770
baseline
▲ 0.50% · 4.625%
HK$55,552
+HK$2,782/mo
Deposit HK$9.87M · loan HK$9.87M · min. income ≈ HK$105,540/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$740,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,004
−HK$3,386/mo
▼ 0.25% · 3.875%
HK$55,683
−HK$1,707/mo
Today · 4.125%
HK$57,390
baseline
▲ 0.50% · 4.625%
HK$60,882
+HK$3,492/mo
Deposit HK$7.89M · loan HK$11.84M · min. income ≈ HK$114,780/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$740,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,078
−HK$3,246/mo
▼ 0.25% · 3.875%
HK$61,690
−HK$1,634/mo
Today · 4.125%
HK$63,324
baseline
▲ 0.50% · 4.625%
HK$66,662
+HK$3,338/mo
Deposit HK$7.89M · loan HK$11.84M · min. income ≈ HK$126,648/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$740,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,004
−HK$3,951/mo
▼ 0.25% · 3.875%
HK$64,964
−HK$1,991/mo
Today · 4.125%
HK$66,955
baseline
▲ 0.50% · 4.625%
HK$71,029
+HK$4,074/mo
Deposit HK$5.92M · loan HK$13.82M · min. income ≈ HK$133,910/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$740,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,092
−HK$3,786/mo
▼ 0.25% · 3.875%
HK$71,971
−HK$1,907/mo
Today · 4.125%
HK$73,878
baseline
▲ 0.50% · 4.625%
HK$77,773
+HK$3,895/mo
Deposit HK$5.92M · loan HK$13.82M · min. income ≈ HK$147,756/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$740,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,005
−HK$5,080/mo
▼ 0.25% · 3.875%
HK$83,525
−HK$2,560/mo
Today · 4.125%
HK$86,085
baseline
▲ 0.50% · 4.625%
HK$91,323
+HK$5,238/mo
Deposit HK$1.97M · loan HK$17.76M · min. income ≈ HK$172,170/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$740,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,118
−HK$4,868/mo
▼ 0.25% · 3.875%
HK$92,535
−HK$2,451/mo
Today · 4.125%
HK$94,986
baseline
▲ 0.50% · 4.625%
HK$99,993
+HK$5,007/mo
Deposit HK$1.97M · loan HK$17.76M · min. income ≈ HK$189,972/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$740,098 · Scale 2, in force from 26 Feb 2026)