LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,007
−HK$2,823/mo
▼ 0.25% · 3.875%
HK$46,407
−HK$1,423/mo
Today · 4.125%
HK$47,830
baseline
▲ 0.50% · 4.625%
HK$50,740
+HK$2,910/mo
Deposit HK$9.87M · loan HK$9.87M · min. income ≈ HK$95,660/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$740,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,070
−HK$2,706/mo
▼ 0.25% · 3.875%
HK$51,413
−HK$1,363/mo
Today · 4.125%
HK$52,776
baseline
▲ 0.50% · 4.625%
HK$55,557
+HK$2,781/mo
Deposit HK$9.87M · loan HK$9.87M · min. income ≈ HK$105,552/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$740,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,009
−HK$3,387/mo
▼ 0.25% · 3.875%
HK$55,689
−HK$1,707/mo
Today · 4.125%
HK$57,396
baseline
▲ 0.50% · 4.625%
HK$60,888
+HK$3,492/mo
Deposit HK$7.90M · loan HK$11.84M · min. income ≈ HK$114,792/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$740,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,084
−HK$3,247/mo
▼ 0.25% · 3.875%
HK$61,696
−HK$1,635/mo
Today · 4.125%
HK$63,331
baseline
▲ 0.50% · 4.625%
HK$66,669
+HK$3,338/mo
Deposit HK$7.90M · loan HK$11.84M · min. income ≈ HK$126,662/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$740,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,010
−HK$3,952/mo
▼ 0.25% · 3.875%
HK$64,970
−HK$1,992/mo
Today · 4.125%
HK$66,962
baseline
▲ 0.50% · 4.625%
HK$71,036
+HK$4,074/mo
Deposit HK$5.92M · loan HK$13.82M · min. income ≈ HK$133,924/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$740,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,099
−HK$3,787/mo
▼ 0.25% · 3.875%
HK$71,979
−HK$1,907/mo
Today · 4.125%
HK$73,886
baseline
▲ 0.50% · 4.625%
HK$77,780
+HK$3,894/mo
Deposit HK$5.92M · loan HK$13.82M · min. income ≈ HK$147,772/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$740,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,013
−HK$5,081/mo
▼ 0.25% · 3.875%
HK$83,533
−HK$2,561/mo
Today · 4.125%
HK$86,094
baseline
▲ 0.50% · 4.625%
HK$91,332
+HK$5,238/mo
Deposit HK$1.97M · loan HK$17.76M · min. income ≈ HK$172,188/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$740,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,127
−HK$4,869/mo
▼ 0.25% · 3.875%
HK$92,544
−HK$2,452/mo
Today · 4.125%
HK$94,996
baseline
▲ 0.50% · 4.625%
HK$100,003
+HK$5,007/mo
Deposit HK$1.97M · loan HK$17.76M · min. income ≈ HK$189,992/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$740,172 · Scale 2, in force from 26 Feb 2026)