LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,008
−HK$2,822/mo
▼ 0.25% · 3.875%
HK$46,408
−HK$1,422/mo
Today · 4.125%
HK$47,830
baseline
▲ 0.50% · 4.625%
HK$50,740
+HK$2,910/mo
Deposit HK$9.87M · loan HK$9.87M · min. income ≈ HK$95,660/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$740,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,071
−HK$2,705/mo
▼ 0.25% · 3.875%
HK$51,413
−HK$1,363/mo
Today · 4.125%
HK$52,776
baseline
▲ 0.50% · 4.625%
HK$55,558
+HK$2,782/mo
Deposit HK$9.87M · loan HK$9.87M · min. income ≈ HK$105,552/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$740,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,009
−HK$3,387/mo
▼ 0.25% · 3.875%
HK$55,689
−HK$1,707/mo
Today · 4.125%
HK$57,396
baseline
▲ 0.50% · 4.625%
HK$60,888
+HK$3,492/mo
Deposit HK$7.90M · loan HK$11.84M · min. income ≈ HK$114,792/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$740,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,085
−HK$3,246/mo
▼ 0.25% · 3.875%
HK$61,696
−HK$1,635/mo
Today · 4.125%
HK$63,331
baseline
▲ 0.50% · 4.625%
HK$66,669
+HK$3,338/mo
Deposit HK$7.90M · loan HK$11.84M · min. income ≈ HK$126,662/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$740,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,011
−HK$3,951/mo
▼ 0.25% · 3.875%
HK$64,971
−HK$1,991/mo
Today · 4.125%
HK$66,962
baseline
▲ 0.50% · 4.625%
HK$71,037
+HK$4,075/mo
Deposit HK$5.92M · loan HK$13.82M · min. income ≈ HK$133,924/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$740,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,099
−HK$3,787/mo
▼ 0.25% · 3.875%
HK$71,979
−HK$1,907/mo
Today · 4.125%
HK$73,886
baseline
▲ 0.50% · 4.625%
HK$77,781
+HK$3,895/mo
Deposit HK$5.92M · loan HK$13.82M · min. income ≈ HK$147,772/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$740,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,014
−HK$5,080/mo
▼ 0.25% · 3.875%
HK$83,534
−HK$2,560/mo
Today · 4.125%
HK$86,094
baseline
▲ 0.50% · 4.625%
HK$91,333
+HK$5,239/mo
Deposit HK$1.97M · loan HK$17.76M · min. income ≈ HK$172,188/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$740,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,127
−HK$4,869/mo
▼ 0.25% · 3.875%
HK$92,544
−HK$2,452/mo
Today · 4.125%
HK$94,996
baseline
▲ 0.50% · 4.625%
HK$100,004
+HK$5,008/mo
Deposit HK$1.97M · loan HK$17.76M · min. income ≈ HK$189,992/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$740,175 · Scale 2, in force from 26 Feb 2026)